2026 plan year · Wisconsin
2026 health insurance plans in Rock County, WI
24 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $546benchmark silver (age 40)
- $357cheapest bronze (age 40)
- 2insurers
- +18.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Anthem Blue Cross and Blue Shield, Quartz. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| MercyCare Bronze 10,000 (1 Free PCP Visit) MercyCare Health Plans · HMO | $304 | $388 | $824 | $10,000 | $10,000 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Focus Bronze Share Dean Health Plan · EPO | $279 | $357 | $758 | $8,000 | $10,600 | $50 |
| Dean Bronze Share Dean Health Plan · HMO | $300 | $384 | $815 | $8,000 | $10,600 | $50 |
| Dean Focus Bronze $0 Copay PCP Visits Dean Health Plan · EPO | $307 | $393 | $834 | $7,500 | $10,600 | No Charge |
| Dean Focus Expanded Bronze Standard Dean Health Plan · EPO | $329 | $420 | $892 | $7,500 | $10,000 | $50 |
| MercyCare Bronze Standard Expanded MercyCare Health Plans · HMO | $330 | $422 | $896 | $7,500 | $10,000 | $50 |
| Dean Bronze $0 Copay PCP Visits Dean Health Plan · HMO | $330 | $422 | $896 | $7,500 | $10,600 | No Charge |
| Dean Expanded Bronze Standard Dean Health Plan · HMO | $353 | $452 | $959 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| MercyCare Silver Standard MercyCare Health Plans · HMO | $425 | $543 | $1,153 | $6,000 | $8,900 | $40 |
| MercyCare Silver 2,500 (3 Free PCP Visits) MercyCare Health Plans · HMO | $427 | $546 | $1,160 | $2,500 | $10,000 | $50 |
| MercyCare Silver Health Savings MercyCare Health Plans · HMO | $431 | $551 | $1,170 | $5,400 | $5,400 | No Charge after Deductible |
| Dean Focus Silver $0 Copay PCP Visits Dean Health Plan · EPO | $444 | $567 | $1,205 | $3,500 | $10,450 | No Charge |
| Dean Focus Silver Share Dean Health Plan · EPO | $454 | $580 | $1,232 | $3,525 | $8,850 | $30 |
| Dean Focus Silver Standard Dean Health Plan · EPO | $464 | $593 | $1,260 | $6,000 | $8,900 | $40 |
| Dean Silver $0 Copay PCP Visits Dean Health Plan · HMO | $477 | $610 | $1,295 | $3,500 | $10,450 | No Charge |
| Dean Silver Share Dean Health Plan · HMO | $488 | $624 | $1,324 | $3,525 | $8,850 | $30 |
| Dean Silver Standard Dean Health Plan · HMO | $499 | $638 | $1,355 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| MercyCare Gold Standard MercyCare Health Plans · HMO | $435 | $556 | $1,181 | $2,000 | $8,200 | $30 |
| Dean Focus Gold Share Dean Health Plan · EPO | $448 | $572 | $1,215 | $2,500 | $5,900 | $30 |
| Dean Focus Gold Standard Dean Health Plan · EPO | $464 | $593 | $1,259 | $2,000 | $8,200 | $30 |
| Dean Focus Gold HSA Dean Health Plan · EPO | $474 | $606 | $1,288 | $3,400 | $4,400 | 20% Coinsurance after deductible |
| Dean Gold Share Dean Health Plan · HMO | $481 | $615 | $1,306 | $2,500 | $5,900 | $30 |
| Dean Gold Standard Dean Health Plan · HMO | $499 | $638 | $1,354 | $2,000 | $8,200 | $30 |
| Dean Gold HSA Dean Health Plan · HMO | $510 | $652 | $1,385 | $3,400 | $4,400 | 20% Coinsurance after deductible |
Care quality in Rock County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Rock County.
Frequently asked questions
How many Marketplace health plans are available in Rock County, WI for 2026?
24 plans from 2 insurers: Dean Health Plan, MercyCare Health Plans.
What is the benchmark silver plan premium in Rock County, WI?
For 2026, the second-lowest-cost silver plan costs $546 a month for a 40-year-old before tax credits, up 18.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Rock County, WI?
The lowest bronze premium for a 40-year-old is $357 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Rock County, WI?
Anthem Blue Cross and Blue Shield, Quartz offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.