2026 plan year · Wisconsin
2026 health insurance plans in Polk County, WI
26 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $625benchmark silver (age 40)
- $456cheapest bronze (age 40)
- 3insurers
- +13.9%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Medica Individual Choice Bronze Share Medica · EPO | $357 | $456 | $968 | $8,000 | $10,600 | $50 |
| Atlas $8,400 HSA Bronze HealthPartners · PPO | $360 | $460 | $977 | $8,400 | $8,400 | No Charge after Deductible |
| Atlas $6,800 Plus Bronze HSA HealthPartners · PPO | $364 | $465 | $988 | $6,800 | $10,600 | $30 Copay with deductible and 30% Coinsurance after deductible |
| Atlas $7,500 Standard Bronze HSA HealthPartners · PPO | $379 | $484 | $1,027 | $7,500 | $10,000 | $50 |
| Medica Individual Choice Expanded Bronze Standard Medica · EPO | $387 | $495 | $1,051 | $7,500 | $10,000 | $50 |
| Medica Individual Choice Bronze HSA Medica · EPO | $396 | $506 | $1,075 | $7,500 | $8,500 | 20% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $484 | $618 | $1,312 | $5,000 | $10,600 | 40% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad HSA (+ Incentives) Anthem Blue Cross and Blue Shield · POS | $489 | $625 | $1,327 | $8,450 | $8,450 | No Charge after Deductible |
| Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $490 | $626 | $1,329 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield · POS | $519 | $663 | $1,407 | $0 | $10,600 | $30 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Atlas $3,800 HSA Silver HealthPartners · PPO | $471 | $602 | $1,279 | $3,800 | $8,000 | 20% Coinsurance after deductible |
| Atlas $3,050 Plus Silver HealthPartners · PPO | $489 | $625 | $1,326 | $3,050 | $9,700 | $30 Copay with deductible and 20% Coinsurance after deductible |
| Medica Individual Choice Silver $0 Copay PCP Visits Medica · EPO | $493 | $630 | $1,339 | $3,500 | $10,450 | No Charge |
| Atlas $6,000 Standard Silver HealthPartners · PPO | $496 | $634 | $1,347 | $6,000 | $8,900 | $40 |
| Medica Individual Choice Silver Share Medica · EPO | $504 | $644 | $1,368 | $3,525 | $8,850 | $30 |
| Medica Individual Choice Silver Standard Medica · EPO | $505 | $646 | $1,372 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $652 | $833 | $1,768 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $652 | $833 | $1,769 | $4,000 | $9,400 | No Charge |
| Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $652 | $833 | $1,770 | $5,500 | $9,200 | $15 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Medica Individual Choice Gold $0 Copay PCP Visits Medica · EPO | $492 | $629 | $1,336 | $1,500 | $8,800 | No Charge |
| Medica Individual Choice Gold Share Medica · EPO | $503 | $642 | $1,364 | $2,500 | $5,900 | $30 |
| Medica Individual Choice Gold Standard Medica · EPO | $508 | $650 | $1,380 | $2,000 | $8,200 | $30 |
| Atlas $2,000 Standard Gold HealthPartners · PPO | $515 | $658 | $1,397 | $2,000 | $8,200 | $30 |
| Atlas $1,300 Gold HealthPartners · PPO | $524 | $670 | $1,422 | $1,300 | $8,600 | $15 |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $748 | $957 | $2,031 | $1,000 | $7,200 | $30 |
| Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $749 | $957 | $2,031 | $2,000 | $8,200 | $30 |
Care quality in Polk County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Polk County.
Frequently asked questions
How many Marketplace health plans are available in Polk County, WI for 2026?
26 plans from 3 insurers: Anthem Blue Cross and Blue Shield, HealthPartners, Medica.
What is the benchmark silver plan premium in Polk County, WI?
For 2026, the second-lowest-cost silver plan costs $625 a month for a 40-year-old before tax credits, up 13.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Polk County, WI?
The lowest bronze premium for a 40-year-old is $456 a month before tax credits. Bronze plans have low premiums but high deductibles.