2026 plan year · Wisconsin
2026 health insurance plans in Monroe County, WI
37 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $699benchmark silver (age 40)
- $494cheapest bronze (age 40)
- 3insurers
- +15.9%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Engage by Medica Bronze Share Medica · EPO | $387 | $494 | $1,049 | $8,000 | $10,600 | $50 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $10,150 DED Quartz · HMO | $395 | $504 | $1,071 | $10,150 | $10,600 | 50% Coinsurance after deductible |
| QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $10,150 DED Quartz · HMO | $408 | $521 | $1,107 | $10,150 | $10,600 | 50% Coinsurance after deductible |
| Engage by Medica Expanded Bronze Standard Medica · EPO | $420 | $537 | $1,140 | $7,500 | $10,000 | $50 |
| Engage by Medica Bronze HSA Medica · EPO | $429 | $549 | $1,165 | $7,500 | $8,500 | 20% Coinsurance after deductible |
| QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE STANDARD EASY PRICING Quartz · HMO | $430 | $550 | $1,168 | $7,500 | $10,000 | $50 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $0 MEDICAL DED Quartz · HMO | $444 | $568 | $1,206 | $0 | $10,400 | $80 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) STANDARD EASY PRICING Quartz · HMO | $445 | $568 | $1,207 | $7,500 | $10,000 | $50 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $0 MEDICAL DED Quartz · HMO | $459 | $587 | $1,247 | $0 | $10,400 | $80 |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $567 | $725 | $1,539 | $5,000 | $10,600 | 40% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad HSA (+ Incentives) Anthem Blue Cross and Blue Shield · POS | $574 | $733 | $1,557 | $8,450 | $8,450 | No Charge after Deductible |
| Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $574 | $734 | $1,559 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield · POS | $608 | $777 | $1,651 | $0 | $10,600 | $30 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Engage by Medica Silver $0 Copay PCP Visits Medica · EPO | $535 | $683 | $1,451 | $3,500 | $10,450 | No Charge |
| Engage by Medica Silver Share Medica · EPO | $547 | $699 | $1,483 | $3,525 | $8,850 | $30 |
| Engage by Medica Silver Standard Medica · EPO | $548 | $700 | $1,487 | $6,000 | $8,900 | $40 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $8,000 DED Quartz · HMO | $550 | $703 | $1,494 | $8,000 | $9,900 | $50 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $9,000 DED Quartz · HMO | $552 | $705 | $1,497 | $9,000 | $10,250 | $30 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER STANDARD EASY PRICING Quartz · HMO | $564 | $721 | $1,532 | $6,000 | $8,900 | $40 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) $8,000 DED Quartz · HMO | $569 | $727 | $1,544 | $8,000 | $9,900 | $50 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) $9,000 DED Quartz · HMO | $570 | $729 | $1,547 | $9,000 | $10,250 | $30 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER (DENTAL & VISION) STANDARD EASY PRICING Quartz · HMO | $583 | $746 | $1,583 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $764 | $977 | $2,074 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $764 | $977 | $2,075 | $4,000 | $9,400 | No Charge |
| Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $765 | $977 | $2,076 | $5,500 | $9,200 | $15 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Engage by Medica Gold $0 Copay PCP Visits Medica · EPO | $534 | $682 | $1,449 | $1,500 | $8,800 | No Charge |
| Engage by Medica Gold Share Medica · EPO | $545 | $696 | $1,479 | $2,500 | $5,900 | $30 |
| Engage by Medica Gold Standard Medica · EPO | $551 | $704 | $1,496 | $2,000 | $8,200 | $30 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD $4,000 DED Quartz · HMO | $555 | $709 | $1,505 | $4,000 | $8,000 | $35 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) $4,000 DED Quartz · HMO | $573 | $733 | $1,556 | $4,000 | $8,000 | $35 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE $700 DED Quartz · HMO | $592 | $756 | $1,606 | $700 | $9,300 | $40 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD STANDARD EASY PRICING Quartz · HMO | $600 | $767 | $1,628 | $2,000 | $8,200 | $30 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE (DENTAL & VISION) $700 DED Quartz · HMO | $612 | $782 | $1,660 | $700 | $9,300 | $40 |
| QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) STANDARD EASY PRICING Quartz · HMO | $620 | $792 | $1,683 | $2,000 | $8,200 | $30 |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $878 | $1,122 | $2,383 | $1,000 | $7,200 | $30 |
| Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $878 | $1,122 | $2,383 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| QUARTZ ONE ACHIEVE W/GUNDERSEN CATASTROPHIC $10,600 DED Quartz · HMO | $414 | $529 | $1,124 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Monroe County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Monroe County.
Frequently asked questions
How many Marketplace health plans are available in Monroe County, WI for 2026?
37 plans from 3 insurers: Anthem Blue Cross and Blue Shield, Medica, Quartz.
What is the benchmark silver plan premium in Monroe County, WI?
For 2026, the second-lowest-cost silver plan costs $699 a month for a 40-year-old before tax credits, up 15.9% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Monroe County, WI?
The lowest bronze premium for a 40-year-old is $494 a month before tax credits. Bronze plans have low premiums but high deductibles.