2026 plan year · Wisconsin
2026 health insurance plans in Milwaukee County, WI
35 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $663benchmark silver (age 40)
- $485cheapest bronze (age 40)
- 3insurers
- +44.1%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Chorus Community Health Plans, Common Ground Healthcare Cooperative, Molina Healthcare, Quartz. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $398 | $509 | $1,081 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Prestige Bronze Essential + 3 Free PCP Visits Network Health · HMO | $379 | $485 | $1,029 | $7,750 | $9,500 | $55 |
| Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits Network Health · HMO | $383 | $490 | $1,040 | $7,750 | $9,500 | $55 |
| Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $389 | $497 | $1,056 | $5,000 | $10,600 | 40% Coinsurance after deductible |
| Anthem Bronze Pathway/Lean HSA (+ Incentives) Anthem Blue Cross and Blue Shield · HMO | $394 | $503 | $1,068 | $8,450 | $8,450 | No Charge after Deductible |
| Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $394 | $504 | $1,070 | $7,500 | $10,000 | $50 |
| Prestige Bronze Plus Network Health · HMO | $395 | $505 | $1,072 | $7,500 | $10,000 | $50 |
| Prestige Bronze $0 Medical Deductible Network Health · HMO | $410 | $524 | $1,113 | $0 | $9,200 | $45 |
| Prestige Bronze $0 Medical Deductible + Dental + Vision Network Health · HMO | $414 | $529 | $1,124 | $0 | $9,200 | $45 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $416 | $532 | $1,130 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield · HMO | $417 | $533 | $1,133 | $0 | $10,600 | $30 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $435 | $556 | $1,182 | $0 | $10,600 | $40 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $448 | $572 | $1,215 | $0 | $10,600 | $40 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Prestige Silver Network Health · HMO | $502 | $642 | $1,363 | $6,000 | $8,900 | $40 |
| Prestige Silver Essential + 3 Free PCP Visits Network Health · HMO | $519 | $663 | $1,408 | $4,600 | $9,100 | $25 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $519 | $664 | $1,409 | $6,000 | $8,900 | $40 |
| UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $519 | $664 | $1,409 | $4,000 | $8,750 | $40 |
| Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits Network Health · HMO | $524 | $670 | $1,422 | $4,600 | $9,100 | $25 |
| Anthem Silver Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $524 | $670 | $1,423 | $6,000 | $8,900 | $40 |
| Anthem Silver Pathway/Lean 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $524 | $670 | $1,423 | $4,000 | $9,400 | No Charge |
| Anthem Silver Pathway/Lean 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $525 | $671 | $1,424 | $5,500 | $9,200 | $15 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $526 | $672 | $1,426 | $3,500 | $9,800 | $35 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $532 | $680 | $1,443 | $4,000 | $8,750 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $538 | $687 | $1,460 | $3,500 | $9,800 | $35 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Prestige Gold Network Health · HMO | $523 | $669 | $1,421 | $2,000 | $8,200 | $30 |
| Prestige Gold Essential + 3Free PCP Visits Network Health · HMO | $524 | $670 | $1,423 | $1,750 | $8,950 | $20 |
| Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits Network Health · HMO | $530 | $677 | $1,437 | $1,750 | $8,950 | $20 |
| Prestige Gold 50 + 1 Free PCP Visit Network Health · HMO | $559 | $715 | $1,517 | $1,000 | $4,300 | 50% Coinsurance after deductible |
| Prestige Gold 50 + Dental + Vision + 1 Free PCP Visit Network Health · HMO | $565 | $722 | $1,533 | $1,000 | $4,300 | 50% Coinsurance after deductible |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $568 | $726 | $1,542 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $572 | $732 | $1,554 | $1,500 | $7,000 | $25 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $584 | $747 | $1,586 | $0 | $8,500 | $20 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $585 | $748 | $1,587 | $1,500 | $7,000 | $25 |
| Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $602 | $770 | $1,635 | $1,000 | $7,200 | $30 |
| Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $602 | $770 | $1,635 | $2,000 | $8,200 | $30 |
Care quality in Milwaukee County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Milwaukee County.
Frequently asked questions
How many Marketplace health plans are available in Milwaukee County, WI for 2026?
35 plans from 3 insurers: Anthem Blue Cross and Blue Shield, Network Health, UnitedHealthcare.
What is the benchmark silver plan premium in Milwaukee County, WI?
For 2026, the second-lowest-cost silver plan costs $663 a month for a 40-year-old before tax credits, up 44.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Milwaukee County, WI?
The lowest bronze premium for a 40-year-old is $485 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Milwaukee County, WI?
Chorus Community Health Plans, Common Ground Healthcare Cooperative, Molina Healthcare, Quartz offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.