2026 plan year · Wisconsin
2026 health insurance plans in La Crosse County, WI
37 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $638benchmark silver (age 40)
- $457cheapest bronze (age 40)
- 3insurers
- +8.1%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE BRONZE $10,150 DED Quartz · HMO | $357 | $457 | $970 | $10,150 | $10,600 | 50% Coinsurance after deductible |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $10,150 DED Quartz · HMO | $370 | $472 | $1,003 | $10,150 | $10,600 | 50% Coinsurance after deductible |
| Engage by Medica Bronze Share Medica · EPO | $387 | $494 | $1,049 | $8,000 | $10,600 | $50 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE STANDARD EASY PRICING Quartz · HMO | $390 | $498 | $1,058 | $7,500 | $10,000 | $50 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE $0 MEDICAL DED Quartz · HMO | $403 | $514 | $1,092 | $0 | $10,400 | $80 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) STANDARD EASY PRICING Quartz · HMO | $403 | $515 | $1,093 | $7,500 | $10,000 | $50 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $0 MEDICAL DED Quartz · HMO | $416 | $532 | $1,129 | $0 | $10,400 | $80 |
| Engage by Medica Expanded Bronze Standard Medica · EPO | $420 | $537 | $1,140 | $7,500 | $10,000 | $50 |
| Engage by Medica Bronze HSA Medica · EPO | $429 | $549 | $1,165 | $7,500 | $8,500 | 20% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $567 | $725 | $1,539 | $5,000 | $10,600 | 40% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad HSA (+ Incentives) Anthem Blue Cross and Blue Shield · POS | $574 | $733 | $1,557 | $8,450 | $8,450 | No Charge after Deductible |
| Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $574 | $734 | $1,559 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield · POS | $608 | $777 | $1,651 | $0 | $10,600 | $30 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE SILVER $8,000 DED Quartz · HMO | $499 | $637 | $1,353 | $8,000 | $9,900 | $50 |
| QUARTZ GUNDERSEN PERFORMANCE SILVER $9,000 DED Quartz · HMO | $500 | $638 | $1,356 | $9,000 | $10,250 | $30 |
| QUARTZ GUNDERSEN PERFORMANCE SILVER STANDARD EASY PRICING Quartz · HMO | $511 | $653 | $1,387 | $6,000 | $8,900 | $40 |
| QUARTZ GUNDERSEN PERFORMANCE SILVER (DENTAL & VISION) $8,000 DED Quartz · HMO | $515 | $659 | $1,399 | $8,000 | $9,900 | $50 |
| QUARTZ GUNDERSEN PERFORMANCE SILVER (DENTAL & VISION) $9,000 DED Quartz · HMO | $516 | $660 | $1,401 | $9,000 | $10,250 | $30 |
| QUARTZ GUNDERSEN PERFORMANCE SILVER (DENTAL & VISION) STANDARD EASY PRICING Quartz · HMO | $528 | $675 | $1,434 | $6,000 | $8,900 | $40 |
| Engage by Medica Silver $0 Copay PCP Visits Medica · EPO | $535 | $683 | $1,451 | $3,500 | $10,450 | No Charge |
| Engage by Medica Silver Share Medica · EPO | $547 | $699 | $1,483 | $3,525 | $8,850 | $30 |
| Engage by Medica Silver Standard Medica · EPO | $548 | $700 | $1,487 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $764 | $977 | $2,074 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $764 | $977 | $2,075 | $4,000 | $9,400 | No Charge |
| Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $765 | $977 | $2,076 | $5,500 | $9,200 | $15 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE GOLD $4,000 DED Quartz · HMO | $502 | $642 | $1,363 | $4,000 | $8,000 | $35 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD (DENTAL & VISION) $4,000 DED Quartz · HMO | $519 | $664 | $1,409 | $4,000 | $8,000 | $35 |
| Engage by Medica Gold $0 Copay PCP Visits Medica · EPO | $534 | $682 | $1,449 | $1,500 | $8,800 | No Charge |
| QUARTZ GUNDERSEN PERFORMANCE GOLD MAINTENANCE $700 DED Quartz · HMO | $536 | $685 | $1,455 | $700 | $9,300 | $40 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD STANDARD EASY PRICING Quartz · HMO | $543 | $694 | $1,475 | $2,000 | $8,200 | $30 |
| Engage by Medica Gold Share Medica · EPO | $545 | $696 | $1,479 | $2,500 | $5,900 | $30 |
| Engage by Medica Gold Standard Medica · EPO | $551 | $704 | $1,496 | $2,000 | $8,200 | $30 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD MAINTENANCE (DENTAL & VISION) $700 DED Quartz · HMO | $554 | $708 | $1,504 | $700 | $9,300 | $40 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD (DENTAL & VISION) STANDARD EASY PRICING Quartz · HMO | $562 | $718 | $1,524 | $2,000 | $8,200 | $30 |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $878 | $1,122 | $2,383 | $1,000 | $7,200 | $30 |
| Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $878 | $1,122 | $2,383 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE CATASTROPHIC $10,600 DED Quartz · HMO | $375 | $480 | $1,018 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in La Crosse County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in La Crosse County.
Frequently asked questions
How many Marketplace health plans are available in La Crosse County, WI for 2026?
37 plans from 3 insurers: Anthem Blue Cross and Blue Shield, Medica, Quartz.
What is the benchmark silver plan premium in La Crosse County, WI?
For 2026, the second-lowest-cost silver plan costs $638 a month for a 40-year-old before tax credits, up 8.1% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in La Crosse County, WI?
The lowest bronze premium for a 40-year-old is $457 a month before tax credits. Bronze plans have low premiums but high deductibles.