2026 plan year · Wisconsin
2026 health insurance plans in Jefferson County, WI
27 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $624benchmark silver (age 40)
- $384cheapest bronze (age 40)
- 2insurers
- +27%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Common Ground Healthcare Cooperative, Molina Healthcare, Quartz. See what to do if your insurer leaves.
- New here: CareSource (Common Ground Healthcare).
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Bronze Share Dean Health Plan · HMO | $300 | $384 | $815 | $8,000 | $10,600 | $50 |
| Dean Bronze $0 Copay PCP Visits Dean Health Plan · HMO | $330 | $422 | $896 | $7,500 | $10,600 | No Charge |
| Dean Expanded Bronze Standard Dean Health Plan · HMO | $353 | $452 | $959 | $7,500 | $10,000 | $50 |
| CareSource (Common Ground Healthcare) Bronze Standard $7500 CareSource (Common Ground Healthcare) · EPO | $448 | $572 | $1,215 | $7,500 | $10,000 | $50 |
| CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) CareSource (Common Ground Healthcare) · EPO | $448 | $572 | $1,216 | $9,600 | $9,600 | $45 |
| CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam CareSource (Common Ground Healthcare) · EPO | $449 | $574 | $1,218 | $7,500 | $10,000 | $50 |
| CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam CareSource (Common Ground Healthcare) · EPO | $449 | $574 | $1,219 | $9,600 | $9,600 | $45 |
| CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded CareSource (Common Ground Healthcare) · EPO | $468 | $599 | $1,271 | $0 | $9,500 | $55 |
| CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam CareSource (Common Ground Healthcare) · EPO | $470 | $600 | $1,274 | $0 | $9,500 | $55 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Silver $0 Copay PCP Visits Dean Health Plan · HMO | $477 | $610 | $1,295 | $3,500 | $10,450 | No Charge |
| Dean Silver Share Dean Health Plan · HMO | $488 | $624 | $1,324 | $3,525 | $8,850 | $30 |
| Dean Silver Standard Dean Health Plan · HMO | $499 | $638 | $1,355 | $6,000 | $8,900 | $40 |
| CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded CareSource (Common Ground Healthcare) · EPO | $541 | $691 | $1,468 | $5,000 | $10,600 | $35 |
| CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam CareSource (Common Ground Healthcare) · EPO | $542 | $693 | $1,471 | $5,000 | $10,600 | $35 |
| CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded CareSource (Common Ground Healthcare) · EPO | $546 | $698 | $1,482 | $4,700 | $10,600 | $55 |
| CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam CareSource (Common Ground Healthcare) · EPO | $547 | $699 | $1,485 | $4,700 | $10,600 | $55 |
| CareSource (Common Ground Healthcare) Silver Standard $6000 CareSource (Common Ground Healthcare) · EPO | $548 | $700 | $1,487 | $6,000 | $8,900 | $40 |
| CareSource (Common Ground Healthcare) Silver Standard $6000 - Vision Exam CareSource (Common Ground Healthcare) · EPO | $549 | $702 | $1,490 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Dean Gold Share Dean Health Plan · HMO | $481 | $615 | $1,306 | $2,500 | $5,900 | $30 |
| Dean Gold Standard Dean Health Plan · HMO | $499 | $638 | $1,354 | $2,000 | $8,200 | $30 |
| Dean Gold HSA Dean Health Plan · HMO | $510 | $652 | $1,385 | $3,400 | $4,400 | 20% Coinsurance after deductible |
| CareSource (Common Ground Healthcare) Gold $3300 CareSource (Common Ground Healthcare) · EPO | $617 | $789 | $1,675 | $3,300 | $8,500 | $20 |
| CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam CareSource (Common Ground Healthcare) · EPO | $618 | $790 | $1,678 | $3,300 | $8,500 | $20 |
| CareSource (Common Ground Healthcare) Gold Standard $2000 CareSource (Common Ground Healthcare) · EPO | $623 | $797 | $1,692 | $2,000 | $8,200 | $30 |
| CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam CareSource (Common Ground Healthcare) · EPO | $624 | $798 | $1,695 | $2,000 | $8,200 | $30 |
| CareSource (Common Ground Healthcare) Gold $0 Ded CareSource (Common Ground Healthcare) · EPO | $680 | $870 | $1,847 | $0 | $9,000 | $35 |
| CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam CareSource (Common Ground Healthcare) · EPO | $681 | $871 | $1,850 | $0 | $9,000 | $35 |
Care quality in Jefferson County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Jefferson County.
Frequently asked questions
How many Marketplace health plans are available in Jefferson County, WI for 2026?
27 plans from 2 insurers: CareSource (Common Ground Healthcare), Dean Health Plan.
What is the benchmark silver plan premium in Jefferson County, WI?
For 2026, the second-lowest-cost silver plan costs $624 a month for a 40-year-old before tax credits, up 27% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Jefferson County, WI?
The lowest bronze premium for a 40-year-old is $384 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Jefferson County, WI?
Common Ground Healthcare Cooperative, Molina Healthcare, Quartz offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.