2026 plan year · Wisconsin
2026 health insurance plans in Florence County, WI
36 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $584benchmark silver (age 40)
- $431cheapest bronze (age 40)
- 3insurers
- +11.8%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Quartz. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| SimplyOne $9,500 Security Health Plan · EPO | $415 | $530 | $1,125 | $9,500 | $9,500 | No Charge after Deductible |
| HMO Bronze 10000 Aspirus Health Plan · HMO | $432 | $552 | $1,172 | $10,000 | $10,000 | No Charge after Deductible |
| POS Bronze 8500 Aspirus Health Plan · POS | $501 | $640 | $1,360 | $8,500 | $9,500 | 30% Coinsurance after deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| NE WI Select $8,400 HSA Bronze HealthPartners · PPO | $337 | $431 | $914 | $8,400 | $8,400 | No Charge after Deductible |
| NE WI Select $6,800 Plus Bronze HSA HealthPartners · PPO | $342 | $438 | $929 | $6,800 | $10,600 | $30 Copay with deductible and 30% Coinsurance after deductible |
| NE WI Select $7,500 Standard Bronze HSA HealthPartners · PPO | $354 | $453 | $961 | $7,500 | $10,000 | $50 |
| SimplyOne $7,500 Security Health Plan · EPO | $415 | $530 | $1,125 | $7,500 | $10,000 | $50 |
| SimplyOne $7,500 HDHP Security Health Plan · EPO | $436 | $557 | $1,184 | $7,500 | $8,500 | 30% Coinsurance after deductible |
| HMO Bronze 7500 Aspirus Health Plan · HMO | $447 | $571 | $1,213 | $7,500 | $10,000 | $50 |
| HMO Bronze $0 Medical Deductible Aspirus Health Plan · HMO | $492 | $629 | $1,336 | $0 | $10,600 | $35 |
| POS Bronze 7500 Aspirus Health Plan · POS | $507 | $647 | $1,375 | $7,500 | $10,000 | $50 |
| Premier $7,500 Security Health Plan · HMO | $571 | $729 | $1,549 | $7,500 | $10,000 | $50 |
| Premier $7,500 HDHP Security Health Plan · HMO | $600 | $767 | $1,629 | $7,500 | $8,500 | 30% Coinsurance after deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| NE WI Select $3,800 HSA Silver HealthPartners · PPO | $441 | $564 | $1,197 | $3,800 | $8,000 | 20% Coinsurance after deductible |
| NE WI Select $3,150 Plus Silver HealthPartners · PPO | $457 | $584 | $1,241 | $3,150 | $9,700 | $25 Copay with deductible and 20% Coinsurance after deductible |
| NE WI Select $6,000 Standard Silver HealthPartners · PPO | $465 | $594 | $1,261 | $6,000 | $8,900 | $40 |
| SimplyOne $6,000 - 40% Security Health Plan · EPO | $495 | $633 | $1,343 | $6,000 | $8,900 | $40 |
| SimplyOne $4,000 - 50% Security Health Plan · EPO | $506 | $646 | $1,372 | $4,000 | $8,650 | $25 |
| SimplyOne $5,000 HDHP Security Health Plan · EPO | $536 | $685 | $1,455 | $5,000 | $6,500 | $10 Copay after deductible |
| HMO Silver 6000 Aspirus Health Plan · HMO | $554 | $708 | $1,503 | $6,000 | $8,900 | $40 |
| HMO Silver 6600 Aspirus Health Plan · HMO | $561 | $717 | $1,522 | $6,600 | $8,600 | $40 |
| HMO HDHP Silver 5900 Aspirus Health Plan · HMO | $579 | $740 | $1,571 | $5,900 | $5,900 | No Charge after Deductible |
| POS Silver 6000 Aspirus Health Plan · POS | $627 | $801 | $1,701 | $6,000 | $8,900 | $40 |
| Premier $6,000 - 40% Security Health Plan · HMO | $681 | $870 | $1,848 | $6,000 | $8,900 | $40 |
| Premier $4,000 - 50% Security Health Plan · HMO | $696 | $889 | $1,888 | $4,000 | $8,650 | $25 |
| Premier $5,000 HDHP Security Health Plan · HMO | $738 | $943 | $2,002 | $5,000 | $6,500 | $10 Copay after deductible |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| SimplyOne $3,500 - 30% Security Health Plan · EPO | $544 | $696 | $1,477 | $3,500 | $7,900 | $20 |
| Oak $2,000 Standard Gold HealthPartners · PPO | $560 | $716 | $1,520 | $2,000 | $8,200 | $30 |
| Oak $1,300 Gold HealthPartners · PPO | $570 | $729 | $1,547 | $1,300 | $8,600 | $15 |
| SimplyOne $2,000 - 25% Security Health Plan · EPO | $591 | $756 | $1,605 | $2,000 | $8,200 | $30 |
| HMO Gold 2700 Aspirus Health Plan · HMO | $596 | $761 | $1,616 | $2,700 | $7,000 | $30 |
| HMO Gold 2000 Aspirus Health Plan · HMO | $600 | $767 | $1,628 | $2,000 | $8,200 | $30 |
| Premier $3,500 - 30% Security Health Plan · HMO | $749 | $957 | $2,032 | $3,500 | $7,900 | $20 |
| Premier $2,000 - 25% Security Health Plan · HMO | $814 | $1,040 | $2,208 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| HMO Catastrophic 10600 with 3 free PCP visits Aspirus Health Plan · HMO | $345 | $441 | $935 | $10,600 | $10,600 | No Charge after Deductible |
| SimplyOne Protection Security Health Plan · EPO | $389 | $497 | $1,056 | $10,600 | $10,600 | No Charge |
Care quality in Florence County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Florence County.
Frequently asked questions
How many Marketplace health plans are available in Florence County, WI for 2026?
36 plans from 3 insurers: Aspirus Health Plan, HealthPartners, Security Health Plan.
What is the benchmark silver plan premium in Florence County, WI?
For 2026, the second-lowest-cost silver plan costs $584 a month for a 40-year-old before tax credits, up 11.8% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Florence County, WI?
The lowest bronze premium for a 40-year-old is $431 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Florence County, WI?
Quartz offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.