2026 plan year · Wisconsin
2026 health insurance plans in Eau Claire County, WI
34 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $746benchmark silver (age 40)
- $577cheapest bronze (age 40)
- 3insurers
- +12.7%benchmark change vs. 2025
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Select $9,500 Security Health Plan · EPO | $479 | $612 | $1,300 | $9,500 | $9,500 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Engage by Medica Bronze Share Medica · EPO | $452 | $577 | $1,226 | $8,000 | $10,600 | $50 |
| Select $7,500 Security Health Plan · EPO | $479 | $612 | $1,300 | $7,500 | $10,000 | $50 |
| Engage by Medica Expanded Bronze Standard Medica · EPO | $491 | $627 | $1,331 | $7,500 | $10,000 | $50 |
| Engage by Medica Bronze HSA Medica · EPO | $502 | $641 | $1,362 | $7,500 | $8,500 | 20% Coinsurance after deductible |
| Select $7,500 HDHP Security Health Plan · EPO | $504 | $644 | $1,367 | $7,500 | $8,500 | 30% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $585 | $748 | $1,589 | $5,000 | $10,600 | 40% Coinsurance after deductible |
| Anthem Bronze Preferred/Broad HSA (+ Incentives) Anthem Blue Cross and Blue Shield · POS | $592 | $756 | $1,607 | $8,450 | $8,450 | No Charge after Deductible |
| Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $593 | $758 | $1,609 | $7,500 | $10,000 | $50 |
| Premier $7,500 Security Health Plan · HMO | $607 | $775 | $1,646 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield · POS | $628 | $802 | $1,704 | $0 | $10,600 | $30 |
| Premier $7,500 HDHP Security Health Plan · HMO | $638 | $815 | $1,732 | $7,500 | $8,500 | 30% Coinsurance after deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Select $6,000 - 40% Security Health Plan · EPO | $572 | $731 | $1,552 | $6,000 | $8,900 | $40 |
| Select $4,000 - 50% Security Health Plan · EPO | $584 | $746 | $1,585 | $4,000 | $8,650 | $25 |
| Select $5,000 HDHP Security Health Plan · EPO | $619 | $791 | $1,681 | $5,000 | $6,500 | $10 Copay after deductible |
| Engage by Medica Silver $0 Copay PCP Visits Medica · EPO | $625 | $799 | $1,696 | $3,500 | $10,450 | No Charge |
| Engage by Medica Silver Share Medica · EPO | $639 | $816 | $1,733 | $3,525 | $8,850 | $30 |
| Engage by Medica Silver Standard Medica · EPO | $640 | $818 | $1,738 | $6,000 | $8,900 | $40 |
| Premier $6,000 - 40% Security Health Plan · HMO | $724 | $925 | $1,965 | $6,000 | $8,900 | $40 |
| Premier $4,000 - 50% Security Health Plan · HMO | $740 | $945 | $2,007 | $4,000 | $8,650 | $25 |
| Premier $5,000 HDHP Security Health Plan · HMO | $784 | $1,002 | $2,129 | $5,000 | $6,500 | $10 Copay after deductible |
| Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $789 | $1,008 | $2,141 | $6,000 | $8,900 | $40 |
| Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $789 | $1,008 | $2,141 | $4,000 | $9,400 | No Charge |
| Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $789 | $1,009 | $2,142 | $5,500 | $9,200 | $15 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Engage by Medica Gold $0 Copay PCP Visits Medica · EPO | $624 | $797 | $1,693 | $1,500 | $8,800 | No Charge |
| Select $3,500 - 30% Security Health Plan · EPO | $629 | $803 | $1,706 | $3,500 | $7,900 | $20 |
| Engage by Medica Gold Share Medica · EPO | $637 | $814 | $1,728 | $2,500 | $5,900 | $30 |
| Engage by Medica Gold Standard Medica · EPO | $644 | $823 | $1,748 | $2,000 | $8,200 | $30 |
| Select $2,000 - 25% Security Health Plan · EPO | $683 | $873 | $1,854 | $2,000 | $8,200 | $30 |
| Premier $3,500 - 30% Security Health Plan · HMO | $796 | $1,017 | $2,161 | $3,500 | $7,900 | $20 |
| Premier $2,000 - 25% Security Health Plan · HMO | $865 | $1,106 | $2,348 | $2,000 | $8,200 | $30 |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $906 | $1,158 | $2,459 | $1,000 | $7,200 | $30 |
| Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $906 | $1,158 | $2,459 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Select Protection Security Health Plan · EPO | $449 | $574 | $1,220 | $10,600 | $10,600 | No Charge |
Care quality in Eau Claire County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Eau Claire County.
Frequently asked questions
How many Marketplace health plans are available in Eau Claire County, WI for 2026?
34 plans from 3 insurers: Anthem Blue Cross and Blue Shield, Medica, Security Health Plan.
What is the benchmark silver plan premium in Eau Claire County, WI?
For 2026, the second-lowest-cost silver plan costs $746 a month for a 40-year-old before tax credits, up 12.7% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Eau Claire County, WI?
The lowest bronze premium for a 40-year-old is $577 a month before tax credits. Bronze plans have low premiums but high deductibles.