2026 plan year · Utah
2026 health insurance plans in Morgan County, UT
34 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $631benchmark silver (age 40)
- $496cheapest bronze (age 40)
- 4insurers
- +20.3%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health, Molina Healthcare. See what to do if your insurer leaves.
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Value Expanded Bronze 6900 Medical Deductible Select Health · HMO | $335 | $496 | $1,006 | $6,900 | $10,000 | $45 |
| Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits Regence BlueCross BlueShield of Utah · EPO | $341 | $504 | $1,022 | $9,000 | $10,600 | $60 and 10% Coinsurance after deductible |
| Value Benchmark Expanded Bronze Select Copay Plan Select Health · HMO | $350 | $518 | $1,051 | $0 | $10,500 | $45 |
| Bronze 8000 Regence BlueCross BlueShield of Utah · EPO | $354 | $523 | $1,061 | $8,000 | $10,600 | $60 |
| Regence Standard Bronze 7500 Regence BlueCross BlueShield of Utah · EPO | $367 | $543 | $1,101 | $7,500 | $10,000 | $50 |
| BridgeSpan Standard Bronze Plan BridgeSpan Health Company · HMO | $372 | $550 | $1,115 | $7,500 | $10,000 | $50 |
| Healthy Premier Bronze HSA University of Utah Health Plans · EPO | $378 | $559 | $1,134 | $8,500 | $8,500 | No Charge after Deductible |
| Bronze HSA 7000 Regence BlueCross BlueShield of Utah · EPO | $381 | $563 | $1,142 | $7,000 | $8,300 | 50% Coinsurance after deductible |
| Healthy Premier Expanded Bronze Standard University of Utah Health Plans · EPO | $388 | $574 | $1,165 | $7,500 | $10,000 | $50 |
| Med Benchmark Expanded Bronze Select Copay Plan Select Health · HMO | $397 | $587 | $1,191 | $0 | $10,500 | $45 |
| Med Benchmark Expanded Bronze Standardized Plan Select Health · HMO | $451 | $668 | $1,354 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Value Benchmark Silver 5900 Medical Deductible Select Health · HMO | $407 | $602 | $1,222 | $5,900 | $9,500 | $20 |
| Value Silver 3000 Medical Deductible Select Health · HMO | $426 | $631 | $1,279 | $3,000 | $9,500 | $35 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision Select Health · HMO | $450 | $665 | $1,349 | $6,000 | $9,500 | $20 |
| Silver 6500 Regence BlueCross BlueShield of Utah · EPO | $466 | $689 | $1,398 | $6,500 | $9,500 | $20 |
| Regence Standard Silver 6000 Regence BlueCross BlueShield of Utah · EPO | $482 | $713 | $1,446 | $6,000 | $8,900 | $40 |
| BridgeSpan Standard Silver Plan BridgeSpan Health Company · HMO | $488 | $722 | $1,465 | $6,000 | $8,900 | $40 |
| Value Benchmark Silver Standardized Plan Select Health · HMO | $505 | $746 | $1,514 | $6,000 | $8,900 | $40 |
| Healthy Premier Silver Standard University of Utah Health Plans · EPO | $561 | $830 | $1,684 | $6,000 | $8,900 | $40 |
| Med Benchmark Silver Standardized Plan Select Health · HMO | $572 | $845 | $1,715 | $6,000 | $8,900 | $40 |
| Healthy Premier Silver Copay Office Visits University of Utah Health Plans · EPO | $573 | $848 | $1,720 | $4,000 | $7,000 | $30 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Value Gold 1500 Medical Deductible Select Health · HMO | $469 | $694 | $1,408 | $1,500 | $8,000 | No Charge |
| Gold 2300 Regence BlueCross BlueShield of Utah · EPO | $503 | $744 | $1,509 | $2,300 | $10,150 | $10 |
| Regence Standard Gold 2000 Regence BlueCross BlueShield of Utah · EPO | $520 | $770 | $1,561 | $2,000 | $8,200 | $30 |
| BridgeSpan Standard Gold Plan BridgeSpan Health Company · HMO | $527 | $780 | $1,581 | $2,000 | $8,200 | $30 |
| Med Gold 1500 Medical Deductible Select Health · HMO | $532 | $786 | $1,595 | $1,500 | $8,000 | No Charge |
| Value Benchmark Gold Standardized Plan Select Health · HMO | $563 | $832 | $1,688 | $2,000 | $8,200 | $30 |
| Healthy Premier Gold Standard University of Utah Health Plans · EPO | $634 | $937 | $1,901 | $2,000 | $8,200 | $30 |
| Healthy Premier Gold Copay Office Visits University of Utah Health Plans · EPO | $634 | $938 | $1,903 | $1,500 | $8,500 | $30 |
| Med Benchmark Gold Standardized Plan Select Health · HMO | $637 | $942 | $1,911 | $2,000 | $8,200 | $30 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Value Benchmark Platinum Select Health · HMO | $653 | $965 | $1,958 | $0 | $8,950 | No Charge |
| Med Benchmark Platinum Select Health · HMO | $739 | $1,093 | $2,217 | $0 | $8,950 | No Charge |
| Value Benchmark Platinum Standardized Plan Select Health · HMO | $788 | $1,166 | $2,364 | $0 | $5,200 | $10 |
| Med Benchmark Platinum Standardized Plan Select Health · HMO | $893 | $1,320 | $2,678 | $0 | $5,200 | $10 |
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Morgan County.
Frequently asked questions
How many Marketplace health plans are available in Morgan County, UT for 2026?
34 plans from 4 insurers: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, University of Utah Health Plans.
What is the benchmark silver plan premium in Morgan County, UT?
For 2026, the second-lowest-cost silver plan costs $631 a month for a 40-year-old before tax credits, up 20.3% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Morgan County, UT?
The lowest bronze premium for a 40-year-old is $496 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Morgan County, UT?
Aetna CVS Health, Molina Healthcare offered plans here in 2025 but don't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.