2026 plan year · Ohio
2026 health insurance plans in Lorain County, OH
138 Marketplace plans from 9 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $490benchmark silver (age 40)
- $399cheapest bronze (age 40)
- 9insurers
- +20.2%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
- New here: Oscar Health Insurance.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $338 | $433 | $919 | $10,600 | $10,600 | No Charge after Deductible |
| Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $343 | $438 | $931 | $10,600 | $10,600 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $388 | $495 | $1,052 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. · HMO | $312 | $399 | $847 | $8,700 | $10,600 | No Charge |
| Bronze Classic Standard Oscar Health Insurance · HMO | $313 | $400 | $849 | $7,500 | $10,000 | $50 |
| Bronze Classic 4700 Oscar Health Insurance · HMO | $317 | $405 | $861 | $4,700 | $10,150 | $60 |
| Bronze Simple Diabetes Oscar Health Insurance · HMO | $319 | $408 | $867 | $5,500 | $10,150 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance · HMO | $321 | $410 | $871 | $5,500 | $10,150 | $50 |
| Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. · HMO | $321 | $411 | $872 | $8,700 | $10,600 | No Charge |
| Bronze Simple Chronic Care CKM Oscar Health Insurance · HMO | $323 | $413 | $878 | $5,500 | $10,150 | $50 |
| Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. · HMO | $334 | $427 | $907 | $8,000 | $10,600 | No Charge |
| Molina Bronze Saver 7000 Molina Healthcare · HMO | $335 | $428 | $908 | $7,000 | $10,200 | $75 |
| Molina Bronze Standard Molina Healthcare · HMO | $338 | $431 | $916 | $7,500 | $10,000 | $50 |
| Molina Bronze Saver 7000 Plus with Adult Vision Molina Healthcare · HMO | $338 | $431 | $916 | $7,000 | $10,200 | $75 |
| Bronze Elite + PCP Saver Plus Oscar Health Insurance · HMO | $339 | $434 | $921 | $0 | $10,600 | $50 |
| Bronze Standard Antidote Health Plan of Ohio, Inc. · HMO | $340 | $434 | $921 | $7,500 | $10,000 | $50 |
| Bronze $8,300 w/ Virtual & Wellness ON-EX MedMutual · HMO | $343 | $439 | $932 | $8,300 | $10,000 | $30 |
| Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. · HMO | $344 | $439 | $932 | $8,000 | $10,600 | No Charge |
| Molina Bronze Smart Heart Health Molina Healthcare · HMO | $344 | $440 | $933 | $4,000 | $9,950 | $50 |
| Low Premium Bronze 10600 $25 Generic Drugs CareSource · HMO | $346 | $442 | $939 | $10,600 | $10,600 | No Charge after Deductible |
| Molina Bronze Enhanced 3500 Molina Healthcare · HMO | $346 | $443 | $940 | $3,500 | $9,950 | $50 |
| Molina Bronze Saver 7000 Plus with Adult Dental and Vision Molina Healthcare · HMO | $347 | $444 | $943 | $7,000 | $10,200 | $75 |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $349 | $446 | $946 | $10,600 | $10,600 | No Charge after Deductible |
| Molina Bronze Enhanced 3500 Plus with Adult Vision Molina Healthcare · HMO | $349 | $446 | $948 | $3,500 | $9,950 | $50 |
| Bronze $8,300 w/ Adult Dental ON-EX MedMutual · HMO | $350 | $448 | $951 | $8,300 | $10,000 | $30 |
| Bronze 7500 $25 Generic Drugs CareSource · HMO | $356 | $455 | $967 | $7,500 | $10,000 | $50 |
| Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $358 | $457 | $970 | $6,000 | $10,600 | $50 |
| Bronze Standard w/ Virtual & Wellness MedMutual · HMO | $359 | $458 | $973 | $7,500 | $10,000 | $50 |
| Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $359 | $459 | $975 | $7,500 | $10,000 | $50 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare · HMO | $359 | $459 | $975 | $3,500 | $9,950 | $50 |
| Bronze HSA $7,300 ON-EX MedMutual · HMO | $361 | $462 | $980 | $7,300 | $7,300 | No Charge after Deductible |
| Anthem Bronze Pathway 8500 for HSA Anthem Blue Cross and Blue Shield · HMO | $365 | $466 | $990 | $8,500 | $8,500 | No Charge after Deductible |
| Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $366 | $468 | $995 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze Ambetter from Buckeye Health Plan · HMO | $397 | $507 | $1,078 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter from Buckeye Health Plan · HMO | $398 | $508 | $1,080 | $8,450 | $10,150 | $40 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $409 | $522 | $1,109 | $7,500 | $10,000 | $50 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $409 | $523 | $1,111 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $410 | $524 | $1,113 | $8,450 | $10,150 | $40 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $420 | $537 | $1,141 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $423 | $541 | $1,148 | $0 | $10,600 | $50 |
| Choice Bronze HSA Ambetter from Buckeye Health Plan · HMO | $430 | $549 | $1,166 | $7,250 | $7,250 | No Charge after Deductible |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $435 | $556 | $1,180 | $0 | $10,600 | $50 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $443 | $566 | $1,202 | $7,250 | $7,250 | No Charge after Deductible |
| Bronze Classic Standard | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $506 | $647 | $1,374 | $7,500 | $10,000 | $50 |
| Bronze Classic PCP Saver | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $514 | $657 | $1,394 | $7,750 | $9,750 | $30 |
| Bronze Simple Diabetes | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $518 | $662 | $1,407 | $5,500 | $10,150 | $50 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $522 | $667 | $1,417 | $5,500 | $10,150 | $50 |
| Bronze Simple HSA | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $523 | $668 | $1,419 | $5,000 | $8,000 | $50 Copay after deductible |
| Bronze Simple Chronic Care CKM | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $526 | $672 | $1,427 | $5,500 | $10,150 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare · HMO | $383 | $489 | $1,039 | $7,000 | $10,150 | $40 |
| Molina Silver Smart Heart Health Molina Healthcare · HMO | $383 | $490 | $1,040 | $6,000 | $8,990 | $35 |
| Molina Silver Core Molina Healthcare · HMO | $384 | $491 | $1,042 | $6,000 | $8,990 | $35 |
| Molina Silver Core Plus with Adult Vision Molina Healthcare · HMO | $387 | $494 | $1,050 | $6,000 | $8,990 | $35 |
| Molina Silver Standard Molina Healthcare · HMO | $390 | $498 | $1,057 | $6,000 | $8,900 | $40 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare · HMO | $397 | $507 | $1,077 | $6,000 | $8,990 | $35 |
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. · HMO | $399 | $510 | $1,082 | $7,500 | $10,600 | No Charge |
| Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. · HMO | $408 | $521 | $1,107 | $7,500 | $10,600 | No Charge |
| Silver Classic Standard Oscar Health Insurance · HMO | $424 | $541 | $1,150 | $6,000 | $8,900 | $40 |
| Silver 6000 $20 Generic Drugs CareSource · HMO | $424 | $542 | $1,152 | $6,000 | $8,900 | $40 |
| Silver Simple PCP Saver Oscar Health Insurance · HMO | $425 | $543 | $1,152 | $5,750 | $10,150 | $5 |
| Silver Simple Diabetes Oscar Health Insurance · HMO | $425 | $543 | $1,153 | $6,500 | $10,000 | No Charge |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance · HMO | $425 | $543 | $1,154 | $6,200 | $9,600 | No Charge |
| Silver Simple Chronic Care CKM Oscar Health Insurance · HMO | $429 | $548 | $1,165 | $5,900 | $10,150 | No Charge |
| Silver Elite Saver Plus Oscar Health Insurance · HMO | $430 | $550 | $1,167 | $0 | $9,750 | $60 |
| Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. · HMO | $432 | $552 | $1,172 | $6,500 | $10,600 | No Charge |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Insurance · HMO | $433 | $553 | $1,175 | $6,000 | $10,150 | No Charge |
| Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. · HMO | $441 | $564 | $1,197 | $6,500 | $10,600 | No Charge |
| Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $444 | $567 | $1,205 | $5,000 | $8,950 | $30 |
| Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $451 | $577 | $1,224 | $6,000 | $8,900 | $40 |
| Silver Standard Antidote Health Plan of Ohio, Inc. · HMO | $458 | $586 | $1,244 | $6,000 | $8,900 | $40 |
| Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $461 | $589 | $1,250 | $4,000 | $9,200 | $35 |
| Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $465 | $594 | $1,262 | $4,000 | $9,200 | $35 |
| Silver $5,800 w/ Virtual & Wellness ON-EX MedMutual · HMO | $474 | $605 | $1,285 | $5,800 | $9,800 | $30 |
| Anthem Silver Pathway 5500 for HSA Anthem Blue Cross and Blue Shield · HMO | $482 | $615 | $1,307 | $5,500 | $5,500 | No Charge after Deductible |
| Silver Standard w/ Virtual & Wellness MedMutual · HMO | $485 | $620 | $1,316 | $6,000 | $8,900 | $40 |
| Silver $5,000 w/ Virtual & Wellness ON-EX MedMutual · HMO | $485 | $620 | $1,317 | $5,000 | $8,500 | $30 |
| Standard Silver Ambetter from Buckeye Health Plan · HMO | $489 | $624 | $1,326 | $6,000 | $8,900 | $40 |
| Silver $5,000 w/ Adult Dental ON-EX MedMutual · HMO | $495 | $633 | $1,344 | $5,000 | $8,500 | $30 |
| Complete Silver Ambetter from Buckeye Health Plan · HMO | $497 | $635 | $1,348 | $5,950 | $8,850 | $30 |
| Standard Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $504 | $644 | $1,367 | $6,000 | $8,900 | $40 |
| Complete Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $512 | $654 | $1,390 | $5,950 | $8,850 | $30 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $530 | $677 | $1,439 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $533 | $681 | $1,446 | $3,250 | $10,600 | $20 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $537 | $686 | $1,457 | $0 | $9,800 | $40 |
| UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $542 | $693 | $1,471 | $6,000 | $8,900 | $40 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $545 | $696 | $1,478 | $3,250 | $10,600 | $20 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $549 | $701 | $1,489 | $0 | $9,800 | $40 |
| Silver Simple Diabetes | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $561 | $718 | $1,524 | $6,500 | $10,000 | No Charge |
| Silver Simple PCP Saver | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $562 | $718 | $1,525 | $5,750 | $10,150 | $5 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $564 | $721 | $1,531 | $6,200 | $9,600 | No Charge |
| Silver Classic Standard | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $566 | $724 | $1,537 | $6,000 | $8,900 | $40 |
| Silver Simple Chronic Care CKM | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $569 | $727 | $1,544 | $5,900 | $10,150 | No Charge |
| Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $573 | $732 | $1,556 | $6,000 | $10,150 | No Charge |
| Silver Elite Saver Plus | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $585 | $747 | $1,587 | $0 | $9,750 | $60 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Gold Classic Standard Oscar Health Insurance · HMO | $423 | $541 | $1,149 | $2,000 | $8,200 | $30 |
| Gold Classic Oscar Health Insurance · HMO | $433 | $553 | $1,174 | $2,250 | $7,500 | $35 |
| Molina Gold Core 1640 Molina Healthcare · HMO | $443 | $566 | $1,202 | $1,640 | $8,100 | $25 |
| Molina Gold Smart Heart Health Molina Healthcare · HMO | $444 | $568 | $1,206 | $1,640 | $8,100 | $25 |
| Molina Gold Enhanced 895 Molina Healthcare · HMO | $444 | $568 | $1,206 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Plus with Adult Vision Molina Healthcare · HMO | $446 | $570 | $1,210 | $1,640 | $8,100 | $25 |
| Molina Gold Enhanced 895 Plus with Adult Vision Molina Healthcare · HMO | $447 | $572 | $1,214 | $895 | $8,700 | $25 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare · HMO | $456 | $582 | $1,237 | $1,640 | $8,100 | $25 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare · HMO | $457 | $584 | $1,241 | $895 | $8,700 | $25 |
| Gold Elite Saver Plus Oscar Health Insurance · HMO | $462 | $590 | $1,254 | $0 | $8,900 | No Charge |
| Molina Gold Standard Molina Healthcare · HMO | $463 | $591 | $1,255 | $2,000 | $8,200 | $30 |
| Clear Gold Ambetter from Buckeye Health Plan · HMO | $487 | $622 | $1,321 | $1,200 | $9,150 | $25 |
| Standard Gold Ambetter from Buckeye Health Plan · HMO | $500 | $638 | $1,356 | $2,000 | $8,200 | $30 |
| Clear Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $502 | $641 | $1,362 | $1,200 | $9,150 | $25 |
| Standard Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $515 | $658 | $1,397 | $2,000 | $8,200 | $30 |
| Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. · HMO | $515 | $658 | $1,398 | $3,500 | $9,000 | No Charge |
| Complete Gold Ambetter from Buckeye Health Plan · HMO | $523 | $668 | $1,419 | $1,450 | $7,500 | $15 |
| Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx Antidote Health Plan of Ohio, Inc. · HMO | $525 | $671 | $1,424 | $3,500 | $9,000 | No Charge |
| Complete Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan · HMO | $539 | $689 | $1,462 | $1,450 | $7,500 | $15 |
| Gold Standard w/ Virtual & Wellness MedMutual · HMO | $542 | $692 | $1,470 | $2,000 | $8,200 | $30 |
| Gold $500 w/ Virtual & Wellness ON-EX MedMutual · HMO | $549 | $702 | $1,490 | $500 | $7,500 | $20 |
| Gold $1,000 w/ Virtual & Wellness ON-EX MedMutual · HMO | $550 | $703 | $1,492 | $1,000 | $8,000 | $20 |
| Gold $1,000 w/ Adult Dental ON-EX MedMutual · HMO | $560 | $715 | $1,519 | $1,000 | $8,000 | $20 |
| Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. · HMO | $567 | $725 | $1,539 | $3,000 | $9,000 | No Charge |
| Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx Antidote Health Plan of Ohio, Inc. · HMO | $577 | $737 | $1,565 | $3,000 | $9,000 | No Charge |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource · HMO | $594 | $759 | $1,611 | $3,000 | $8,500 | $10 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $596 | $762 | $1,619 | $3,000 | $8,500 | $10 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource · HMO | $598 | $765 | $1,624 | $3,000 | $8,500 | $10 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $601 | $768 | $1,631 | $3,000 | $8,500 | $10 |
| Gold Standard Antidote Health Plan of Ohio, Inc. · HMO | $602 | $770 | $1,635 | $2,000 | $8,200 | $30 |
| Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) Anthem Blue Cross and Blue Shield · HMO | $603 | $770 | $1,635 | $2,000 | $8,200 | $30 |
| Core Gold 1500 $10 Generic Drugs CareSource · HMO | $622 | $795 | $1,689 | $1,500 | $8,000 | $20 |
| Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $625 | $799 | $1,697 | $1,500 | $8,000 | $20 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $630 | $805 | $1,710 | $2,000 | $8,200 | $30 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $638 | $815 | $1,731 | $700 | $7,000 | $10 |
| Gold Classic Standard | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $640 | $817 | $1,736 | $2,000 | $8,200 | $30 |
| UHC Gold Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · HMO | $642 | $820 | $1,742 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $645 | $824 | $1,750 | $0 | $7,700 | $15 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $650 | $830 | $1,763 | $700 | $7,000 | $10 |
| Gold 2000 $15 Generic Drugs CareSource · HMO | $650 | $831 | $1,765 | $2,000 | $8,200 | $30 |
| Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $653 | $835 | $1,773 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $656 | $839 | $1,782 | $0 | $7,700 | $15 |
| Gold Elite | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $660 | $843 | $1,790 | $750 | $7,500 | $25 |
| Gold Elite Saver Plus | Cleveland Clinic Oscar Insurance Corporation of Ohio · HMO | $678 | $866 | $1,839 | $0 | $8,900 | No Charge |
Care quality in Lorain County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Lorain County.
Frequently asked questions
How many Marketplace health plans are available in Lorain County, OH for 2026?
138 plans from 9 insurers: Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, Inc., CareSource, MedMutual, Molina Healthcare, Oscar Health Insurance, Oscar Insurance Corporation of Ohio, UnitedHealthcare.
What is the benchmark silver plan premium in Lorain County, OH?
For 2026, the second-lowest-cost silver plan costs $490 a month for a 40-year-old before tax credits, up 20.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Lorain County, OH?
The lowest bronze premium for a 40-year-old is $399 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Lorain County, OH?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.