2026 plan year · Iowa
2026 health insurance plans in Jones County, IA
32 Marketplace plans from 3 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $529benchmark silver (age 40)
- $352cheapest bronze (age 40)
- 3insurers
- +27.2%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Bronze Standard | UnityPoint Health Wellmark Health Plan of Iowa, Inc. · HMO | $276 | $352 | $748 | $7,500 | $10,000 | $50 |
| Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $276 | $353 | $750 | $7,200 | $9,900 | $75 |
| Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc. · HMO | $282 | $361 | $766 | $8,300 | $8,300 | No Charge after Deductible |
| Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc. · HMO | $296 | $378 | $804 | $7,500 | $10,000 | $50 |
| Bronze Classic Standard Oscar Insurance Company · EPO | $331 | $423 | $898 | $7,500 | $10,000 | $50 |
| Inspire by Medica Bronze Share Medica · EPO | $333 | $425 | $903 | $8,000 | $10,600 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $341 | $436 | $926 | $4,700 | $9,300 | $70 |
| Inspire by Medica Bronze $0 Copay PCP Visits Medica · EPO | $362 | $462 | $981 | $7,500 | $10,600 | No Charge |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · EPO | $363 | $464 | $985 | $0 | $10,600 | $50 |
| Inspire by Medica Expanded Bronze Standard Medica · EPO | $366 | $468 | $993 | $7,500 | $10,000 | $50 |
| Medica Insure Expanded Bronze Standard Medica · EPO | $474 | $606 | $1,287 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Silver Primary Care | UnityPoint Health Wellmark Health Plan of Iowa, Inc. · HMO | $384 | $490 | $1,042 | $5,700 | $8,000 | $10 |
| Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $414 | $529 | $1,122 | $5,000 | $7,500 | $45 |
| Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc. · HMO | $420 | $536 | $1,139 | $6,000 | $8,900 | $40 |
| Silver Simple PCP Saver Oscar Insurance Company · EPO | $452 | $578 | $1,227 | $5,000 | $8,500 | $25 |
| Silver Classic Standard Oscar Insurance Company · EPO | $453 | $578 | $1,228 | $6,000 | $8,900 | $40 |
| Silver Classic Oscar Insurance Company · EPO | $459 | $586 | $1,244 | $5,000 | $8,000 | $65 |
| Silver Simple Diabetes Oscar Insurance Company · EPO | $462 | $590 | $1,253 | $6,500 | $10,000 | No Charge |
| Inspire by Medica Silver $0 Copay PCP Visits Medica · EPO | $511 | $654 | $1,388 | $3,500 | $10,450 | No Charge |
| Inspire by Medica Silver Share Medica · EPO | $527 | $673 | $1,430 | $3,525 | $8,850 | $30 |
| Inspire by Medica Silver Standard Medica · EPO | $535 | $684 | $1,452 | $6,000 | $8,900 | $40 |
| Medica Insure Silver Standard Medica · EPO | $694 | $886 | $1,882 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Gold Primary Care | UnityPoint Health Wellmark Health Plan of Iowa, Inc. · HMO | $340 | $435 | $924 | $2,300 | $8,000 | $5 |
| Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $379 | $484 | $1,027 | $1,750 | $7,500 | $15 |
| Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc. · HMO | $385 | $492 | $1,046 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Insurance Company · EPO | $428 | $548 | $1,163 | $2,000 | $8,200 | $30 |
| Gold Elite Oscar Insurance Company · EPO | $463 | $591 | $1,256 | $550 | $6,000 | $25 |
| Inspire by Medica Gold $0 Copay PCP Visits Medica · EPO | $503 | $643 | $1,366 | $1,500 | $8,800 | No Charge |
| Inspire by Medica Gold Share Medica · EPO | $518 | $662 | $1,407 | $2,500 | $5,900 | $30 |
| Inspire by Medica Gold Standard Medica · EPO | $534 | $683 | $1,449 | $2,000 | $8,200 | $30 |
| Medica Insure Gold Standard Medica · EPO | $692 | $885 | $1,879 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Secure Oscar Insurance Company · EPO | $297 | $379 | $805 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Jones County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Jones County.
Frequently asked questions
How many Marketplace health plans are available in Jones County, IA for 2026?
32 plans from 3 insurers: Medica, Oscar Insurance Company, Wellmark Health Plan of Iowa, Inc..
What is the benchmark silver plan premium in Jones County, IA?
For 2026, the second-lowest-cost silver plan costs $529 a month for a 40-year-old before tax credits, up 27.2% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Jones County, IA?
The lowest bronze premium for a 40-year-old is $352 a month before tax credits. Bronze plans have low premiums but high deductibles.