2026 plan year · Iowa
2026 health insurance plans in Fremont County, IA
44 Marketplace plans from 4 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $569benchmark silver (age 40)
- $409cheapest bronze (age 40)
- 4insurers
- +26.6%benchmark change vs. 2025
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $320 | $409 | $868 | $7,200 | $9,900 | $75 |
| Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc. · HMO | $327 | $417 | $886 | $8,300 | $8,300 | No Charge after Deductible |
| Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc. · HMO | $343 | $438 | $931 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter Health · HMO | $346 | $442 | $938 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $346 | $443 | $940 | $7,500 | $10,000 | $50 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $360 | $460 | $978 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $361 | $461 | $980 | $7,500 | $10,000 | $50 |
| UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $376 | $480 | $1,020 | $8,000 | $10,600 | $30 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $377 | $482 | $1,023 | $7,500 | $10,000 | $50 |
| UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $389 | $497 | $1,056 | $8,000 | $10,600 | $30 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $392 | $501 | $1,063 | $0 | $10,600 | $40 |
| Elite Bronze Ambetter Health · HMO | $400 | $512 | $1,087 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $417 | $534 | $1,133 | $0 | $10,500 | $60 |
| Medica Insure Bronze Share Medica · EPO | $436 | $557 | $1,183 | $8,000 | $10,600 | $50 |
| Medica Insure Bronze $0 Copay PCP Visits Medica · EPO | $474 | $606 | $1,286 | $7,500 | $10,600 | No Charge |
| Medica Insure Expanded Bronze Standard Medica · EPO | $480 | $613 | $1,302 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter Health · HMO | $440 | $563 | $1,195 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $445 | $569 | $1,208 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $459 | $586 | $1,245 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $464 | $593 | $1,259 | $6,300 | $8,400 | $40 |
| Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $479 | $612 | $1,300 | $5,000 | $7,500 | $45 |
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $481 | $615 | $1,306 | $3,500 | $10,600 | $45 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $482 | $616 | $1,308 | $6,000 | $8,900 | $40 |
| Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc. · HMO | $486 | $621 | $1,319 | $6,000 | $8,900 | $40 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $488 | $623 | $1,324 | $0 | $10,150 | $30 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $494 | $632 | $1,342 | $3,500 | $10,600 | $45 |
| Medica Insure Silver $0 Copay PCP Visits Medica · EPO | $670 | $857 | $1,820 | $3,500 | $10,450 | No Charge |
| Medica Insure Silver Share Medica · EPO | $691 | $883 | $1,874 | $3,525 | $8,850 | $30 |
| Medica Insure Silver Standard Medica · EPO | $701 | $896 | $1,904 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $438 | $560 | $1,190 | $1,750 | $7,500 | $15 |
| Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc. · HMO | $446 | $570 | $1,211 | $2,000 | $8,200 | $30 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $460 | $588 | $1,249 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter Health · HMO | $471 | $602 | $1,278 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $472 | $603 | $1,281 | $0 | $9,000 | $20 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $477 | $610 | $1,295 | $1,000 | $8,500 | $10 |
| Everyday Gold Ambetter Health · HMO | $478 | $611 | $1,298 | $800 | $7,250 | $35 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $491 | $627 | $1,331 | $1,000 | $8,500 | $10 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $491 | $627 | $1,332 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $496 | $633 | $1,345 | $1,450 | $7,500 | $15 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $499 | $637 | $1,353 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $517 | $660 | $1,402 | $1,450 | $7,500 | $15 |
| Medica Insure Gold $0 Copay PCP Visits Medica · EPO | $660 | $843 | $1,791 | $1,500 | $8,800 | No Charge |
| Medica Insure Gold Share Medica · EPO | $680 | $868 | $1,844 | $2,500 | $5,900 | $30 |
| Medica Insure Gold Standard Medica · EPO | $700 | $895 | $1,900 | $2,000 | $8,200 | $30 |
Care quality in Fremont County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Fremont County.
Frequently asked questions
How many Marketplace health plans are available in Fremont County, IA for 2026?
44 plans from 4 insurers: Ambetter Health, Medica, UnitedHealthcare, Wellmark Health Plan of Iowa, Inc..
What is the benchmark silver plan premium in Fremont County, IA?
For 2026, the second-lowest-cost silver plan costs $569 a month for a 40-year-old before tax credits, up 26.6% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Fremont County, IA?
The lowest bronze premium for a 40-year-old is $409 a month before tax credits. Bronze plans have low premiums but high deductibles.