2026 plan year · Iowa
2026 health insurance plans in Cass County, IA
57 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $569benchmark silver (age 40)
- $409cheapest bronze (age 40)
- 5insurers
- +21.7%benchmark change vs. 2025
Insurer changes from 2025
- New here: Ambetter Health.
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $320 | $409 | $868 | $7,200 | $9,900 | $75 |
| Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc. · HMO | $327 | $417 | $886 | $8,300 | $8,300 | No Charge after Deductible |
| Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc. · HMO | $343 | $438 | $931 | $7,500 | $10,000 | $50 |
| Everyday Bronze Ambetter Health · HMO | $346 | $442 | $938 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze Ambetter Health · HMO | $346 | $443 | $940 | $7,500 | $10,000 | $50 |
| Bronze Classic Standard Oscar Insurance Company · EPO | $348 | $445 | $945 | $7,500 | $10,000 | $50 |
| Elevate by Medica Bronze Share Medica · EPO | $351 | $449 | $954 | $8,000 | $10,600 | $50 |
| Bronze Classic 4700 Oscar Insurance Company · EPO | $359 | $459 | $974 | $4,700 | $9,300 | $70 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health · HMO | $360 | $460 | $978 | $8,450 | $10,150 | $40 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health · HMO | $361 | $461 | $980 | $7,500 | $10,000 | $50 |
| UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $376 | $480 | $1,020 | $8,000 | $10,600 | $30 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · HMO | $377 | $482 | $1,023 | $7,500 | $10,000 | $50 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company · EPO | $382 | $488 | $1,036 | $0 | $10,600 | $50 |
| Elevate by Medica Bronze $0 Copay PCP Visits Medica · EPO | $382 | $488 | $1,037 | $7,500 | $10,600 | No Charge |
| Elevate by Medica Expanded Bronze Standard Medica · EPO | $387 | $494 | $1,050 | $7,500 | $10,000 | $50 |
| UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $389 | $497 | $1,056 | $8,000 | $10,600 | $30 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $392 | $501 | $1,063 | $0 | $10,600 | $40 |
| Elite Bronze Ambetter Health · HMO | $400 | $512 | $1,087 | $0 | $10,500 | $60 |
| Elite Bronze + Vision + Adult Dental Ambetter Health · HMO | $417 | $534 | $1,133 | $0 | $10,500 | $60 |
| Medica Insure Expanded Bronze Standard Medica · EPO | $480 | $613 | $1,302 | $7,500 | $10,000 | $50 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter Health · HMO | $440 | $563 | $1,195 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $445 | $569 | $1,208 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $459 | $586 | $1,245 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $464 | $593 | $1,259 | $6,300 | $8,400 | $40 |
| Silver Simple PCP Saver Oscar Insurance Company · EPO | $476 | $608 | $1,291 | $5,000 | $8,500 | $25 |
| Silver Classic Standard Oscar Insurance Company · EPO | $476 | $609 | $1,292 | $6,000 | $8,900 | $40 |
| Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $479 | $612 | $1,300 | $5,000 | $7,500 | $45 |
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $481 | $615 | $1,306 | $3,500 | $10,600 | $45 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · HMO | $482 | $616 | $1,308 | $6,000 | $8,900 | $40 |
| Silver Classic Oscar Insurance Company · EPO | $482 | $616 | $1,309 | $5,000 | $8,000 | $65 |
| Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc. · HMO | $486 | $621 | $1,319 | $6,000 | $8,900 | $40 |
| Silver Simple Diabetes Oscar Insurance Company · EPO | $486 | $621 | $1,319 | $6,500 | $10,000 | No Charge |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · HMO | $488 | $623 | $1,324 | $0 | $10,150 | $30 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $494 | $632 | $1,342 | $3,500 | $10,600 | $45 |
| Elevate by Medica Silver $0 Copay PCP Visits Medica · EPO | $540 | $691 | $1,467 | $3,500 | $10,450 | No Charge |
| Elevate by Medica Silver Share Medica · EPO | $557 | $711 | $1,511 | $3,525 | $8,850 | $30 |
| Elevate by Medica Silver Standard Medica · EPO | $565 | $723 | $1,535 | $6,000 | $8,900 | $40 |
| Medica Insure Silver Standard Medica · EPO | $701 | $896 | $1,904 | $6,000 | $8,900 | $40 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc. · HMO | $438 | $560 | $1,190 | $1,750 | $7,500 | $15 |
| Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc. · HMO | $446 | $570 | $1,211 | $2,000 | $8,200 | $30 |
| Gold Classic Standard Oscar Insurance Company · EPO | $451 | $576 | $1,223 | $2,000 | $8,200 | $30 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · HMO | $460 | $588 | $1,249 | $2,000 | $8,200 | $30 |
| Standard Gold Ambetter Health · HMO | $471 | $602 | $1,278 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $472 | $603 | $1,281 | $0 | $9,000 | $20 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare · HMO | $477 | $610 | $1,295 | $1,000 | $8,500 | $10 |
| Everyday Gold Ambetter Health · HMO | $478 | $611 | $1,298 | $800 | $7,250 | $35 |
| Gold Elite Oscar Insurance Company · EPO | $487 | $622 | $1,321 | $550 | $6,000 | $25 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · HMO | $491 | $627 | $1,331 | $1,000 | $8,500 | $10 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $491 | $627 | $1,332 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $496 | $633 | $1,345 | $1,450 | $7,500 | $15 |
| Everyday Gold + Vision + Adult Dental Ambetter Health · HMO | $499 | $637 | $1,353 | $800 | $7,250 | $35 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $517 | $660 | $1,402 | $1,450 | $7,500 | $15 |
| Elevate by Medica Gold $0 Copay PCP Visits Medica · EPO | $532 | $680 | $1,444 | $1,500 | $8,800 | No Charge |
| Elevate by Medica Gold Share Medica · EPO | $548 | $700 | $1,487 | $2,500 | $5,900 | $30 |
| Elevate by Medica Gold Standard Medica · EPO | $564 | $721 | $1,532 | $2,000 | $8,200 | $30 |
| Medica Insure Gold Standard Medica · EPO | $700 | $895 | $1,900 | $2,000 | $8,200 | $30 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Secure Oscar Insurance Company · EPO | $312 | $399 | $847 | $10,600 | $10,600 | No Charge after Deductible |
Care quality in Cass County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Cass County.
Frequently asked questions
How many Marketplace health plans are available in Cass County, IA for 2026?
57 plans from 5 insurers: Ambetter Health, Medica, Oscar Insurance Company, UnitedHealthcare, Wellmark Health Plan of Iowa, Inc..
What is the benchmark silver plan premium in Cass County, IA?
For 2026, the second-lowest-cost silver plan costs $569 a month for a 40-year-old before tax credits, up 21.7% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Cass County, IA?
The lowest bronze premium for a 40-year-old is $409 a month before tax credits. Bronze plans have low premiums but high deductibles.