2026 plan year · Indiana
2026 health insurance plans in Johnson County, IN
71 Marketplace plans from 5 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $481benchmark silver (age 40)
- $405cheapest bronze (age 40)
- 5insurers
- +22.4%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Aetna CVS Health. See what to do if your insurer leaves.
Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $317 | $405 | $860 | $10,150 | $10,150 | No Charge after Deductible |
| Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $324 | $414 | $879 | $10,150 | $10,150 | No Charge after Deductible |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $381 | $487 | $1,034 | $10,600 | $10,600 | No Charge after Deductible |
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $330 | $422 | $896 | $5,500 | $10,150 | $50 and 40% Coinsurance after deductible |
| Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $336 | $429 | $912 | $4,500 | $10,150 | $50 |
| Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $338 | $432 | $917 | $7,500 | $10,000 | $50 |
| Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · POS | $338 | $432 | $917 | $7,500 | $10,000 | $50 |
| Connect Bronze 7900 Indiv Med Deductible Cigna Healthcare · EPO | $344 | $439 | $933 | $7,900 | $10,500 | $20 |
| Anthem Bronze Essential 6500 HSA (+ Incentives) Anthem Blue Cross and Blue Shield · HMO | $349 | $446 | $946 | $6,500 | $8,450 | 10% Coinsurance after deductible |
| Connect Bronze CMS Standard Cigna Healthcare · EPO | $349 | $446 | $947 | $7,500 | $10,000 | $50 |
| Connect myDiabetesCare Bronze Cigna Healthcare · EPO | $351 | $449 | $953 | $7,000 | $9,800 | $45 |
| Connect Bronze 3800 Indiv Med Deductible Cigna Healthcare · EPO | $354 | $452 | $961 | $3,800 | $9,950 | $15 |
| Low Premium Bronze 10600 $25 Generic Drugs CareSource · HMO | $369 | $471 | $1,001 | $10,600 | $10,600 | No Charge after Deductible |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $372 | $475 | $1,009 | $10,600 | $10,600 | No Charge after Deductible |
| Bronze 7500 $25 Generic Drugs CareSource · HMO | $379 | $485 | $1,030 | $7,500 | $10,000 | $50 |
| Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $383 | $489 | $1,039 | $7,500 | $10,000 | $50 |
| HSA Eligible Bronze 6000 CareSource · HMO | $397 | $508 | $1,079 | $6,000 | $7,250 | 60% Coinsurance after deductible |
| UHC Bronze Standard (No Referrals) UnitedHealthcare · EPO | $404 | $516 | $1,096 | $7,500 | $10,000 | $50 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $422 | $540 | $1,146 | $0 | $10,600 | $40 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $438 | $560 | $1,189 | $0 | $10,600 | $40 |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $371 | $474 | $1,007 | $7,000 | $8,850 | $25 |
| Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $376 | $481 | $1,021 | $6,000 | $8,900 | $40 |
| Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $377 | $482 | $1,024 | $4,500 | $8,800 | $35 |
| Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $378 | $483 | $1,025 | $7,000 | $8,850 | $25 |
| Anthem Silver Essential 3500 HSA (+ Incentives) Anthem Blue Cross and Blue Shield · HMO | $391 | $499 | $1,060 | $3,500 | $8,450 | 15% Coinsurance after deductible |
| Standard Silver Ambetter Health · HMO | $450 | $574 | $1,220 | $6,000 | $8,900 | $40 |
| Low Premium Silver 6200 $3 Generic Drugs CareSource · HMO | $452 | $578 | $1,228 | $6,200 | $9,800 | $40 |
| Focused Silver Ambetter Health · HMO | $454 | $580 | $1,231 | $6,300 | $8,400 | $40 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $455 | $582 | $1,236 | $6,200 | $9,800 | $40 |
| Connect Silver 6300 Indiv Med Deductible Cigna Healthcare · EPO | $459 | $587 | $1,246 | $6,300 | $9,800 | $5 |
| Connect Silver CMS Standard Cigna Healthcare · EPO | $459 | $587 | $1,246 | $6,000 | $8,900 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $461 | $590 | $1,252 | $6,000 | $8,900 | $40 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services CareSource · HMO | $463 | $592 | $1,257 | $5,000 | $9,500 | $30 |
| Silver 6000 $20 Generic Drugs CareSource · HMO | $465 | $594 | $1,262 | $6,000 | $8,900 | $40 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services CareSource · HMO | $465 | $595 | $1,263 | $5,000 | $9,500 | $30 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $465 | $595 | $1,263 | $6,300 | $8,400 | $40 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $466 | $596 | $1,266 | $5,000 | $9,500 | $30 |
| Silver 6000 $20 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $468 | $598 | $1,271 | $6,000 | $8,900 | $40 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $469 | $599 | $1,272 | $5,000 | $9,500 | $30 |
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $469 | $599 | $1,273 | $7,000 | $10,600 | $30 |
| HDHP Preventive Silver 5500 $0 Chronic Care Drugs CareSource · HMO | $469 | $599 | $1,273 | $5,500 | $5,500 | No Charge after Deductible |
| Connect Silver 3000 Indiv Med Deductible Cigna Healthcare · EPO | $470 | $600 | $1,275 | $3,000 | $9,175 | $10 |
| UHC Silver Standard (No Referrals) UnitedHealthcare · EPO | $476 | $609 | $1,293 | $6,000 | $8,900 | $40 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $485 | $619 | $1,315 | $7,000 | $10,600 | $30 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare · EPO | $492 | $629 | $1,335 | $0 | $10,150 | $35 |
| UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare · EPO | $492 | $629 | $1,335 | $6,000 | $8,900 | $40 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $508 | $649 | $1,378 | $0 | $10,150 | $35 |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $555 | $709 | $1,506 | $2,000 | $8,200 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $570 | $728 | $1,546 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $578 | $739 | $1,569 | $1,450 | $7,500 | $15 |
| UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $578 | $739 | $1,569 | $2,350 | $8,700 | $10 |
| UHC Gold Standard (No Referrals) UnitedHealthcare · EPO | $587 | $750 | $1,592 | $2,000 | $8,200 | $30 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $593 | $758 | $1,610 | $1,450 | $7,500 | $15 |
| UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $594 | $759 | $1,612 | $2,350 | $8,700 | $10 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare · EPO | $598 | $764 | $1,622 | $0 | $7,700 | $20 |
| Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $600 | $767 | $1,629 | $2,200 | $4,700 | $25 |
| Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield · HMO | $611 | $781 | $1,658 | $2,000 | $8,200 | $30 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare · EPO | $613 | $784 | $1,664 | $0 | $7,700 | $20 |
| Elite Gold Ambetter Health · HMO | $624 | $798 | $1,694 | $0 | $6,500 | $5 |
| Connect Gold 2700 Indiv Med Deductible Cigna Healthcare · EPO | $636 | $813 | $1,727 | $2,700 | $6,700 | $15 |
| Elite Gold + Vision + Adult Dental Ambetter Health · HMO | $641 | $819 | $1,739 | $0 | $6,500 | $5 |
| Connect Gold CMS Standard Cigna Healthcare · EPO | $644 | $824 | $1,749 | $2,000 | $8,200 | $30 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource · HMO | $661 | $845 | $1,794 | $3,000 | $8,500 | $10 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $664 | $849 | $1,802 | $3,000 | $8,500 | $10 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource · HMO | $664 | $849 | $1,803 | $3,000 | $8,500 | $10 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $667 | $853 | $1,812 | $3,000 | $8,500 | $10 |
| Gold 2000 $15 Generic Drugs CareSource · HMO | $720 | $921 | $1,955 | $2,000 | $8,200 | $30 |
| Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $723 | $925 | $1,963 | $2,000 | $8,200 | $30 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Platinum Zero $5 Generic Drugs CareSource · HMO | $881 | $1,126 | $2,391 | $0 | $5,200 | $10 |
| Platinum Zero $5 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $884 | $1,130 | $2,399 | $0 | $5,200 | $10 |
Catastrophic plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Anthem Catastrophic Essential (+ Incentives) Anthem Blue Cross and Blue Shield · HMO | $315 | $402 | $854 | $10,600 | $10,600 | $40 |
Care quality in Johnson County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Johnson County.
Frequently asked questions
How many Marketplace health plans are available in Johnson County, IN for 2026?
71 plans from 5 insurers: Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource, Cigna Healthcare, UnitedHealthcare.
What is the benchmark silver plan premium in Johnson County, IN?
For 2026, the second-lowest-cost silver plan costs $481 a month for a 40-year-old before tax credits, up 22.4% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Johnson County, IN?
The lowest bronze premium for a 40-year-old is $405 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Johnson County, IN?
Aetna CVS Health offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.