2026 plan year · Indiana
2026 health insurance plans in Floyd County, IN
32 Marketplace plans from 2 insurers. Premiums below are full monthly prices before tax credits. Use the age columns to see how price changes with age.
- $486benchmark silver (age 40)
- $445cheapest bronze (age 40)
- 2insurers
- +58.3%benchmark change vs. 2025
Insurer changes from 2025
- Leaving: Anthem Blue Cross and Blue Shield. See what to do if your insurer leaves.
Expanded Bronze plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Low Premium Bronze 10600 $25 Generic Drugs CareSource · HMO | $348 | $445 | $944 | $10,600 | $10,600 | No Charge after Deductible |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $351 | $448 | $952 | $10,600 | $10,600 | No Charge after Deductible |
| Bronze 7500 $25 Generic Drugs CareSource · HMO | $358 | $458 | $972 | $7,500 | $10,000 | $50 |
| Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $361 | $462 | $980 | $7,500 | $10,000 | $50 |
| HSA Eligible Bronze 6000 CareSource · HMO | $375 | $479 | $1,018 | $6,000 | $7,250 | 60% Coinsurance after deductible |
Silver plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Silver Ambetter Health · HMO | $377 | $482 | $1,023 | $6,000 | $8,900 | $40 |
| Focused Silver Ambetter Health · HMO | $380 | $486 | $1,033 | $6,300 | $8,400 | $40 |
| Standard Silver + Vision + Adult Dental Ambetter Health · HMO | $387 | $495 | $1,050 | $6,000 | $8,900 | $40 |
| Focused Silver + Vision + Adult Dental Ambetter Health · HMO | $391 | $499 | $1,060 | $6,300 | $8,400 | $40 |
| Low Premium Silver 6200 $3 Generic Drugs CareSource · HMO | $427 | $546 | $1,159 | $6,200 | $9,800 | $40 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $430 | $549 | $1,167 | $6,200 | $9,800 | $40 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services CareSource · HMO | $437 | $559 | $1,187 | $5,000 | $9,500 | $30 |
| Silver 6000 $20 Generic Drugs CareSource · HMO | $439 | $561 | $1,191 | $6,000 | $8,900 | $40 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services CareSource · HMO | $439 | $561 | $1,192 | $5,000 | $9,500 | $30 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $440 | $563 | $1,195 | $5,000 | $9,500 | $30 |
| Silver 6000 $20 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $442 | $565 | $1,199 | $6,000 | $8,900 | $40 |
| Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $442 | $565 | $1,200 | $5,000 | $9,500 | $30 |
| HDHP Preventive Silver 5500 $0 Chronic Care Drugs CareSource · HMO | $443 | $566 | $1,202 | $5,500 | $5,500 | No Charge after Deductible |
Gold plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Standard Gold Ambetter Health · HMO | $466 | $595 | $1,263 | $2,000 | $8,200 | $30 |
| Standard Gold + Vision + Adult Dental Ambetter Health · HMO | $478 | $611 | $1,297 | $2,000 | $8,200 | $30 |
| Complete Gold Ambetter Health · HMO | $485 | $620 | $1,316 | $1,450 | $7,500 | $15 |
| Complete Gold + Vision + Adult Dental Ambetter Health · HMO | $498 | $636 | $1,351 | $1,450 | $7,500 | $15 |
| Elite Gold Ambetter Health · HMO | $524 | $669 | $1,421 | $0 | $6,500 | $5 |
| Elite Gold + Vision + Adult Dental Ambetter Health · HMO | $538 | $687 | $1,459 | $0 | $6,500 | $5 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource · HMO | $624 | $797 | $1,693 | $3,000 | $8,500 | $10 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $627 | $801 | $1,701 | $3,000 | $8,500 | $10 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource · HMO | $627 | $801 | $1,702 | $3,000 | $8,500 | $10 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource · HMO | $630 | $805 | $1,710 | $3,000 | $8,500 | $10 |
| Gold 2000 $15 Generic Drugs CareSource · HMO | $680 | $869 | $1,845 | $2,000 | $8,200 | $30 |
| Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $683 | $873 | $1,853 | $2,000 | $8,200 | $30 |
Platinum plans
| Plan | Age 21 | Age 40 | Age 60 | Deductible | Out-of-pocket max | Doctor visit |
|---|---|---|---|---|---|---|
| Platinum Zero $5 Generic Drugs CareSource · HMO | $831 | $1,063 | $2,256 | $0 | $5,200 | $10 |
| Platinum Zero $5 Generic Drugs + Adult Vision & Fitness CareSource · HMO | $834 | $1,066 | $2,264 | $0 | $5,200 | $10 |
Care quality in Floyd County
Marketplace plans use networks. Check that the hospitals and doctors you'd want are in network, and how they're rated.
Turning 65?
Marketplace plans are for people who aren't on Medicare. See Medicare Advantage plans in Floyd County.
Frequently asked questions
How many Marketplace health plans are available in Floyd County, IN for 2026?
32 plans from 2 insurers: Ambetter Health, CareSource.
What is the benchmark silver plan premium in Floyd County, IN?
For 2026, the second-lowest-cost silver plan costs $486 a month for a 40-year-old before tax credits, up 58.3% from 2025. Tax credits are calculated from this plan, so most people who qualify pay much less.
What is the cheapest health plan in Floyd County, IN?
The lowest bronze premium for a 40-year-old is $445 a month before tax credits. Bronze plans have low premiums but high deductibles.
Did any insurers leave Floyd County, IN?
Anthem Blue Cross and Blue Shield offered plans here in 2025 but doesn't for 2026. If you had one of their plans, you'll need to pick a new plan during open enrollment, or you may be moved to a similar plan automatically.