2027 Medicare Advantage plan

Horizon NJ TotalCare (HMO D-SNP)

From Horizon Blue Cross Blue Shield of New Jersey · HMO D-SNP (Special Needs: Dual-Eligible) · Plan ID H8298-001-0

★★★★★4
Medicare star rating
rated per insurer contract (H8298)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★4

Costs

Monthly plan premium
$36.30
Health premium (Part C)
$0
Drug premium (Part D)
$36.30
In-network out-of-pocket maximum
$9,850
Annual drug deductible
$700
Drug benefit
Basic
Drug coverage included
Yes
Special Needs Plan
Dual-Eligible

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went down from $42.70 to $36.30.
  • Out-of-pocket maximum changed from $9,250 to $9,850.
  • Drug deductible changed from $615 to $700.

Where this plan is offered