2027 Medicare Advantage plan

Optimum Gold Rewards Plan (HMO)

From Optimum HealthCare, Inc. · HMO · Plan ID H5594-026-0

★★★★★4.5
Medicare star rating
rated per insurer contract (H5594)
  • Health plan (Part C)★★★★★4.5
  • Drug plan (Part D)★★★★★3.5

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$4,450
Annual drug deductible
$0
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $4,200 to $4,450.

Where this plan is offered