2027 Medicare Advantage plan

AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)

From UnitedHealthcare · HMO-POS · Plan ID H5253-124-2

★★★★★4
Medicare star rating
rated per insurer contract (H5253)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★4

Costs

Monthly plan premium
$42
Health premium (Part C)
$0
Drug premium (Part D)
$42
In-network out-of-pocket maximum
$4,450
Annual drug deductible
$685
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went down from $49 to $42.
  • Out-of-pocket maximum changed from $3,700 to $4,450.
  • Drug deductible changed from $355 to $685.

Where this plan is offered