2027 Medicare Advantage plan

Kaiser Permanente Medicare Advantage Essential (HMO)

From Kaiser Permanente · HMO · Plan ID H5050-009-0

★★★★★4.5
Medicare star rating
rated per insurer contract (H5050)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★5

Costs

Monthly plan premium
$119
Health premium (Part C)
$108.70
Drug premium (Part D)
$10.30
In-network out-of-pocket maximum
$3,950
Annual drug deductible
$0
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went up from $104 to $119.
  • Out-of-pocket maximum changed from $4,000 to $3,950.
  • Star rating changed from 4 to 4.5.

Where this plan is offered