2027 Medicare Advantage plan

Humana Essentials Plus Giveback (HMO)

From Humana · HMO · Plan ID H4461-039-0

★★★★★4.5
Medicare star rating
rated per insurer contract (H4461)
  • Health plan (Part C)★★★★★4.5
  • Drug plan (Part D)★★★★★4.5

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$9,850
Annual drug deductible
$500
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $9,250 to $9,850.
  • Drug deductible changed from $565 to $500.
  • Star rating changed from 4 to 4.5.

Where this plan is offered