2027 Medicare Advantage plan

Capital Blue Cross Essential (HMO)

From Capital Blue Cross · HMO · Plan ID H3962-022-1

★★★★★4
Medicare star rating
rated per insurer contract (H3962)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★4

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$6,800
Annual drug deductible
$700
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $6,000 to $6,800.
  • Drug deductible changed from $375 to $700.
  • Star rating changed from 4.5 to 4.

Where this plan is offered