2027 Medicare Advantage plan

Keystone 65 Preferred Rx (HMO)

From Independence Blue Cross · HMO · Plan ID H3952-045-0

★★★★★4
Medicare star rating
rated per insurer contract (H3952)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★4.5

Costs

Monthly plan premium
$178
Health premium (Part C)
$131.30
Drug premium (Part D)
$46.70
In-network out-of-pocket maximum
$4,450
Annual drug deductible
$0
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went up from $158 to $178.
  • Out-of-pocket maximum changed from $4,200 to $4,450.

Where this plan is offered