2027 Medicare Advantage plan
Alignment Health Heart & Diabetes Plus 045 (HMO C-SNP)
From Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · Plan ID H3815-045-0
★★★★★3.5
Medicare star rating
rated per insurer contract (H3815)
rated per insurer contract (H3815)
- Health plan (Part C)★★★★★3.5
- Drug plan (Part D)★★★★★3.5
Costs
- Monthly plan premium
- $7.30
- Health premium (Part C)
- $0
- Drug premium (Part D)
- $7.30
- In-network out-of-pocket maximum
- $9,850
- Annual drug deductible
- $700
- Drug benefit
- Enhanced
- Drug coverage included
- Yes
- Special Needs Plan
- Chronic or Disabling Condition
You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.
Changes from 2026
- Monthly premium went down from $12 to $7.30.
- Out-of-pocket maximum changed from $9,250 to $9,850.
- Drug deductible changed from $615 to $700.
- Star rating changed from 4 to 3.5.