2027 Medicare Advantage plan

Alignment Health Smart 013 (HMO)

From Alignment Health Plan · HMO · Plan ID H3815-013-0

★★★★★3.5
Medicare star rating
rated per insurer contract (H3815)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★3.5

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$2,499
Annual drug deductible
$0
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Star rating changed from 4 to 3.5.

Where this plan is offered