2027 Medicare Advantage plan

Blue Medicare Essential (HMO)

From Blue Cross and Blue Shield of North Carolina · HMO · Plan ID H3449-027-1

★★★★★4
Medicare star rating
rated per insurer contract (H3449)
  • Health plan (Part C)★★★★★4.5
  • Drug plan (Part D)★★★★★3

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$9,850
Annual drug deductible
$700
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $9,250 to $9,850.
  • Drug deductible changed from $615 to $700.

Where this plan is offered