2027 Medicare Advantage plan

Medicare Blue Choice Optimum (HMO-POS)

From Excellus Health Plan, Inc · HMO-POS · Plan ID H3351-006-0

★★★★★4
Medicare star rating
rated per insurer contract (H3351)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★3.5

Costs

Monthly plan premium
$263
Health premium (Part C)
$149.20
Drug premium (Part D)
$113.80
In-network out-of-pocket maximum
$6,700
Annual drug deductible
$100
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Monthly premium went up from $224.80 to $263.

Where this plan is offered