2027 Medicare Advantage plan

Essence Advantage (HMO)

From Essence Healthcare · HMO · Plan ID H2610-015-0

★★★★★4
Medicare star rating
rated per insurer contract (H2610)
  • Health plan (Part C)★★★★★4
  • Drug plan (Part D)★★★★★4

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$4,000
Annual drug deductible
$450
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $3,350 to $4,000.
  • Drug deductible changed from $340 to $450.
  • Star rating changed from 4.5 to 4.

Where this plan is offered