2027 Medicare Advantage plan
Essence Advantage (HMO)
From Essence Healthcare · HMO · Plan ID H2610-005-0
★★★★★4
Medicare star rating
rated per insurer contract (H2610)
rated per insurer contract (H2610)
- Health plan (Part C)★★★★★4
- Drug plan (Part D)★★★★★4
Costs
- Monthly plan premium
- $0
- Health premium (Part C)
- $0
- Drug premium (Part D)
- $0
- In-network out-of-pocket maximum
- $3,400
- Annual drug deductible
- $0
- Drug benefit
- Enhanced
- Drug coverage included
- Yes
You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.
Changes from 2026
- Star rating changed from 4.5 to 4.
Where this plan is offered
- Bond County, IL
- Calhoun County, IL
- Clinton County, IL
- Jersey County, IL
- Macoupin County, IL
- Madison County, IL
- Monroe County, IL
- Montgomery County, IL
- St. Clair County, IL
- Washington County, IL
- Crawford County, MO
- Franklin County, MO
- Gasconade County, MO
- Jefferson County, MO
- Lincoln County, MO
- Montgomery County, MO
- St. Charles County, MO
- St. Louis County, MO
- St. Louis City, MO
- Warren County, MO
- Washington County, MO