Peoples Health Essentials (HMO-POS)

Costs

Monthly plan premium

$0

Health premium (Part C)

$0

Drug premium (Part D)

$0

In-network out-of-pocket maximum

$6,700

Annual drug deductible

$685

Drug benefit

Enhanced

Drug coverage included

Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

• Drug deductible changed from $355 to $685.
• Star rating changed from 4.5 to 3.5.

Where this plan is offered

• Acadia Parish, LA
• Bossier Parish, LA
• Caddo Parish, LA
• Calcasieu Parish, LA
• Cameron Parish, LA
• Evangeline Parish, LA
• Iberia Parish, LA
• Lafayette Parish, LA
• Ouachita Parish, LA
• Rapides Parish, LA
• St. Landry Parish, LA
• St. Martin Parish, LA
• Vermilion Parish, LA