2027 Medicare Advantage plan

Humana Essentials Plus Giveback (HMO)

From Humana · HMO · Plan ID H1036-323-0

★★★★★4.5
Medicare star rating
rated per insurer contract (H1036)
  • Health plan (Part C)★★★★★4.5
  • Drug plan (Part D)★★★★★4

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$9,050
Annual drug deductible
$700
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $8,800 to $9,050.
  • Drug deductible changed from $615 to $700.

Where this plan is offered