2027 Medicare Advantage plan

AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS)

From UnitedHealthcare · HMO-POS · Plan ID H0609-036-1

★★★★★4
Medicare star rating
rated per insurer contract (H0609)
  • Health plan (Part C)★★★★★3.5
  • Drug plan (Part D)★★★★★4

Costs

Monthly plan premium
$0
Health premium (Part C)
$0
Drug premium (Part D)
$0
In-network out-of-pocket maximum
$5,500
Annual drug deductible
$685
Drug benefit
Enhanced
Drug coverage included
Yes

You also keep paying your Medicare Part B premium. Copays, coinsurance and which doctors and pharmacies are in network vary by plan. Check the plan's Evidence of Coverage.

Changes from 2026

  • Out-of-pocket maximum changed from $4,900 to $5,500.
  • Drug deductible changed from $520 to $685.
  • Star rating changed from 4.5 to 4.

Where this plan is offered