2027 plan year · Virginia
2027 Medicare Advantage plans in Fluvanna County, VA
44 plans from 5 insurers for 2027. 17 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $5,850.
- 22general plans
- 17$0-premium plans
- $5,850lowest out-of-pocket max
- 4.5 ★top star rating
- 22Special Needs Plans
2027 Medicare Advantage plans in Fluvanna County, VA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $450 | ★★★★★4.5 |
| AARP Medicare Advantage Essentials from UHC VA-6 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $8,900 | $685 | ★★★★★4.5 |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $8,900 | — | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4.5 |
| HumanaChoice H7617-125 (PPO) Humana · PPO · includes drug coverage | $58 | $9,850 | $450 | ★★★★★4.5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC VA-18 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,300 | $685 | ★★★★★4 |
| HumanaChoice H5216-363 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice H5216-408 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Humana Gold Plus H6622-085 (HMO) Humana · HMO · includes drug coverage | $0 | $9,850 | $400 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| Aetna Medicare Enhanced Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $48 | $7,500 | $700 | ★★★★★4 |
| Aetna Medicare Premier (PPO) Aetna Medicare · PPO · includes drug coverage | $79 | $6,750 | $700 | ★★★★★4 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $7,500 | $700 | ★★★★★3.5 |
| HumanaChoice R0110-004 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $9,850 | — | ★★★★★3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $9,850 | — | ★★★★★3.5 |
| Humana Full Access (Regional PPO) Humana · Regional PPO · includes drug coverage | $158 | $9,850 | $700 | ★★★★★3.5 |
| Anthem Medicare Advantage 3 (HMO-POS) Anthem HealthKeepers · HMO-POS · includes drug coverage | $0 | $5,850 | $395 | ★★★★★3 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO · no drug coverage | $0 | $6,800 | — | ★★★★★3 |
| Anthem Medicare Advantage 2 (HMO-POS) Anthem HealthKeepers · HMO-POS · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · PPO · includes drug coverage | $30 | $8,950 | $250 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana DaVita Kidney Care (PPO C-SNP) Humana · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,450 | $700 | ★★★★★4.5 |
| Humana DaVita Kidney Care (PPO C-SNP) Humana · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $13 | $9,850 | $550 | ★★★★★4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $31 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Advantage VA-V1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,600 | $700 | ★★★★★3.5 |
| Anthem Dual Advantage Plus (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Anthem Full Dual Advantage Support (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $210 | ★★★★★3.5 |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $455 | ★★★★★3.5 |
| UHC Dual Complete VA-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem HealthKeepers · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,100 | $700 | ★★★★★3 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Anthem Dual Advantage Plus (PPO D-SNP) Anthem Blue Cross and Blue Shield · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3 |
| Sentara Community Complete (HMO D-SNP) Sentara Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3 |
| Sentara Community Complete Select (HMO D-SNP) Sentara Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Complete VA-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3 |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Humana Dual QMB Only (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Humana Dual Select H2875-006 (HMO-POS D-SNP) Humana · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 5 plans are new here for 2027.
- 8 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete VA-Y3 (HMO-POS D-SNP), Anthem Full Dual Advantage 2 (HMO D-SNP), Humana Value Choice H5216-266 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 39 plans offered both years, 4 raised the monthly premium and 17 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Fluvanna County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Virginia (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Fluvanna County, VA for 2027?
44 plans from 5 insurers: 22 general plans open to anyone with Medicare Parts A and B who lives here, plus 22 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Fluvanna County, VA?
Yes. 17 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Fluvanna County, VA?
Humana Value Choice (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Fluvanna County, VA?
Anthem Medicare Advantage 3 (HMO-POS) caps in-network out-of-pocket costs at $5,850 for 2027.