2027 plan year · Texas
2027 Medicare Advantage plans in Starr County, TX
44 plans from 7 insurers for 2027. 15 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,000.
- 22general plans
- 15$0-premium plans
- $3,000lowest out-of-pocket max
- 4.5 ★top star rating
- 22Special Needs Plans
2027 Medicare Advantage plans in Starr County, TX
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,100 | $0 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| Prominence Plus (HMO) Prominence Health Plan · HMO · includes drug coverage | $0 | $3,000 | $0 | ★★★★★4 |
| Prominence Extra Help (HMO) Prominence Health Plan · HMO · includes drug coverage | $0 | $3,400 | $300 | ★★★★★4 |
| AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $3,900 | $595 | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC TX-50 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $5,400 | $235 | ★★★★★4 |
| HumanaChoice Giveback H5216-350 (PPO) Humana · PPO · includes drug coverage | $0 | $7,100 | $0 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Prominence Giveback (HMO) Prominence Health Plan · HMO · includes drug coverage | $0 | $7,500 | $0 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC TX-38 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $9,850 | $140 | ★★★★★4 |
| AARP Medicare Advantage from UHC TX-51 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $29 | $3,900 | $595 | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★3.5 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO · includes drug coverage | $46 | $8,200 | $700 | ★★★★★3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $55 | $7,150 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO · includes drug coverage | $100 | $8,200 | $700 | ★★★★★3.5 |
| Aetna Medicare Signature Care (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $4,450 | $400 | ★★★★★3 |
| AARP Medicare Advantage Patriot No Rx TX-MA05 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★3 |
| HumanaChoice H0473-004 (PPO) Humana · PPO · includes drug coverage | $13 | $7,050 | $520 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-0004 (PPO) UnitedHealthcare · PPO · includes drug coverage | $37 | $6,700 | $600 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $138 | $9,850 | $685 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $3.90 | $9,250 | $700 | ★★★★★4.5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,250 | $700 | ★★★★★4.5 |
| Prominence Bridge (HMO D-SNP) Prominence Health Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,400 | $300 | ★★★★★4 |
| Prominence Diabetes and Heart Care Plus (HMO C-SNP) Prominence Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $100 | ★★★★★4 |
| UHC Complete Care TX-19 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $440 | ★★★★★4 |
| Prominence Diabetes and Heart Giveback (HMO C-SNP) Prominence Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,500 | $250 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Prominence Dual (HMO D-SNP) Prominence Health Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★4 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Texas, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $205 | ★★★★★3 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $100 | $9,850 | $685 | ★★★★★3 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 8 plans are new here for 2027.
- 13 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete TX-S003 (HMO-POS D-SNP), Humana USAA Honor Giveback (PPO), Wellcare Dual Liberty (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 36 plans offered both years, 9 raised the monthly premium and 5 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Starr County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Texas (for people with Original Medicare)
- Marketplace health plans in Starr County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Starr County, TX for 2027?
44 plans from 7 insurers: 22 general plans open to anyone with Medicare Parts A and B who lives here, plus 22 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Starr County, TX?
Yes. 15 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Starr County, TX?
Humana Essentials Plus Giveback (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Starr County, TX?
Prominence Plus (HMO) caps in-network out-of-pocket costs at $3,000 for 2027.