2027 plan year · Texas
2027 Medicare Advantage plans in Panola County, TX
39 plans from 7 insurers for 2027. 10 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,900.
- 18general plans
- 10$0-premium plans
- $4,900lowest out-of-pocket max
- 4.5 ★top star rating
- 21Special Needs Plans
2027 Medicare Advantage plans in Panola County, TX
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED CORE 073 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,750 | $650 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 112 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| DEVOTED GIVEBACK 074 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| HumanaChoice H7617-027 (PPO) Humana · PPO · includes drug coverage | $48 | $7,650 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,900 | $595 | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC TX-48 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $9,850 | $325 | ★★★★★4 |
| HumanaChoice H5216-043 (PPO) Humana · PPO · includes drug coverage | $12 | $8,150 | $700 | ★★★★★4 |
| HumanaChoice H5216-042 (PPO) Humana · PPO · includes drug coverage | $62 | $6,750 | $700 | ★★★★★4 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO · includes drug coverage | $46 | $8,200 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO · includes drug coverage | $100 | $8,200 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC TX-0007 (PPO) UnitedHealthcare · PPO · includes drug coverage | $10 | $7,150 | $685 | ★★★★★3 |
| HumanaChoice H0473-005 (PPO) Humana · PPO · includes drug coverage | $13 | $7,300 | $700 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $138 | $9,850 | $685 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED C-SNP ENHANCED 075 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,250 | $650 | ★★★★★4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 085 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 117 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| DEVOTED DUAL 118 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★4.5 |
| DEVOTED DUAL FULL 119 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $3.90 | $9,250 | $700 | ★★★★★4.5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,250 | $700 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Texas, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $205 | ★★★★★3 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $100 | $9,850 | $685 | ★★★★★3 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $75 | Plan too new to be measured |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 15 plans are new here for 2027.
- 16 plans offered here in 2026 aren't listed for 2027 (for example CHRISTUS Health Medicare Complete (HMO), CHRISTUS Health Medicare Plus (HMO), CHRISTUS Health Medicare Guardian (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 24 plans offered both years, 9 raised the monthly premium and 4 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Panola County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Texas (for people with Original Medicare)
- Marketplace health plans in Panola County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Panola County, TX for 2027?
39 plans from 7 insurers: 18 general plans open to anyone with Medicare Parts A and B who lives here, plus 21 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Panola County, TX?
Yes. 10 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Panola County, TX?
DEVOTED CORE 073 TX (HMO) from Devoted Health has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Panola County, TX?
AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) caps in-network out-of-pocket costs at $4,900 for 2027.