2027 plan year · Texas
2027 Medicare Advantage plans in Howard County, TX
30 plans from 5 insurers for 2027. 8 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $6,000.
- 15general plans
- 8$0-premium plans
- $6,000lowest out-of-pocket max
- 4.5 ★top star rating
- 15Special Needs Plans
2027 Medicare Advantage plans in Howard County, TX
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $8,300 | $50 | ★★★★★4.5 |
| HumanaChoice H7617-059 (PPO) Humana · PPO · includes drug coverage | $23 | $7,700 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-358 (PPO) Humana · PPO · includes drug coverage | $0 | $8,300 | $50 | ★★★★★4 |
| HumanaChoice H5216-043 (PPO) Humana · PPO · includes drug coverage | $20 | $7,700 | $700 | ★★★★★4 |
| HumanaChoice H5216-042 (PPO) Humana · PPO · includes drug coverage | $62 | $6,750 | $700 | ★★★★★4 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3.5 |
| Wellcare Simple Value (HMO) Wellcare · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO · includes drug coverage | $46 | $8,200 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO · includes drug coverage | $100 | $8,200 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC TX-0001 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3 |
| AARP Medicare Advantage Giveback from UHC TX-34 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,850 | $140 | ★★★★★3 |
| HumanaChoice H0473-004 (PPO) Humana · PPO · includes drug coverage | $13 | $7,050 | $520 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $138 | $9,850 | $685 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★4 |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★3.5 |
| UHC Dual Advantage TX-V10 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $75 | ★★★★★3.5 |
| UHC Dual Complete TX-Q8 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete TX-S5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $100 | $9,850 | $685 | ★★★★★3 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 6 plans are new here for 2027.
- 11 plans offered here in 2026 aren't listed for 2027 (for example Wellpoint Full Dual Advantage Aligned (HMO D-SNP), Wellcare Simple Value (HMO-POS), Humana USAA Honor Giveback (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 24 plans offered both years, 8 raised the monthly premium and 4 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Howard County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Texas (for people with Original Medicare)
- Marketplace health plans in Howard County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Howard County, TX for 2027?
30 plans from 5 insurers: 15 general plans open to anyone with Medicare Parts A and B who lives here, plus 15 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Howard County, TX?
Yes. 8 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Howard County, TX?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Howard County, TX?
HumanaChoice R4182-001 (Regional PPO) caps in-network out-of-pocket costs at $6,000 for 2027.