2027 plan year · Texas
2027 Medicare Advantage plans in Harris County, TX
99 plans from 15 insurers for 2027. 41 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $1,500.
- 49general plans
- 41$0-premium plans
- $1,500lowest out-of-pocket max
- 4.5 ★top star rating
- 50Special Needs Plans
2027 Medicare Advantage plans in Harris County, TX
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| DEVOTED CORE 019 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,650 | $650 | ★★★★★4.5 |
| DEVOTED CORE 001 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,700 | $650 | ★★★★★4.5 |
| Humana Gold Plus H0028-042 (HMO) Humana · HMO · includes drug coverage | $0 | $3,950 | $440 | ★★★★★4.5 |
| Humana Gold Plus H0028-072 (HMO) Humana · HMO · includes drug coverage | $0 | $3,950 | $440 | ★★★★★4.5 |
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $3,950 | $440 | ★★★★★4.5 |
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $3,950 | $440 | ★★★★★4.5 |
| KelseyCare Advantage Signature (HMO) KelseyCare Advantage · HMO · includes drug coverage | $0 | $4,150 | $0 | ★★★★★4.5 |
| KelseyCare Advantage Core (HMO) KelseyCare Advantage · HMO · no drug coverage | $0 | $4,500 | — | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 114 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,600 | $700 | ★★★★★4.5 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $6,800 | $700 | ★★★★★4.5 |
| KelseyCare Advantage Freedom (HMO-POS) KelseyCare Advantage · HMO-POS · includes drug coverage | $0 | $6,850 | $200 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| DEVOTED GIVEBACK 006 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,300 | $461 | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $8,300 | $50 | ★★★★★4.5 |
| DEVOTED PREMIUM 002 TX (HMO) Devoted Health · HMO · includes drug coverage | $5 | $4,150 | $650 | ★★★★★4.5 |
| Wellcare TexanPlus Classic Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $3,400 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC TX-001P (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,900 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC TX-0009 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,700 | $685 | ★★★★★4 |
| HumanaChoice H5216-043 (PPO) Humana · PPO · includes drug coverage | $0 | $6,800 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC TX-0015 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,900 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-358 (PPO) Humana · PPO · includes drug coverage | $0 | $8,300 | $50 | ★★★★★4 |
| Humana Gold Choice H8145-126 (PFFS) Humana · PFFS · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC TX-4P (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $36 | $3,900 | $595 | ★★★★★4 |
| HumanaChoice H5216-042 (PPO) Humana · PPO · includes drug coverage | $62 | $6,750 | $700 | ★★★★★4 |
| Wellcare Simple (HMO) Wellcare · HMO · includes drug coverage | $0 | $3,500 | $700 | ★★★★★3.5 |
| HealthSpring Alliance (HMO) HealthSpring · HMO · includes drug coverage | $0 | $3,600 | $500 | ★★★★★3.5 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $4,000 | $500 | ★★★★★3.5 |
| HealthSpring Courage (HMO) HealthSpring · HMO · no drug coverage | $0 | $4,300 | — | ★★★★★3.5 |
| Wellpoint Medicare Advantage Select 1 (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $4,450 | $0 | ★★★★★3.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★3.5 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,200 | $300 | ★★★★★3.5 |
| HealthSpring Preferred Extra Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,500 | $300 | ★★★★★3.5 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $6.30 | $7,150 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO · includes drug coverage | $46 | $8,200 | $700 | ★★★★★3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $65 | $9,850 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO · includes drug coverage | $100 | $8,200 | $700 | ★★★★★3.5 |
| Aetna Medicare Prime Care (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $4,450 | $400 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $6,800 | $700 | ★★★★★3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $7,150 | $400 | ★★★★★3 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $138 | $9,850 | $685 | ★★★★★3 |
| Verda Noble Care (HMO) Verda Health Plan of Texas · HMO · includes drug coverage | $0 | $1,599 | $300 | ★★★★★2 |
| MedCare Classic (HMO) MedCare Partners Health Plan of Texas · HMO · includes drug coverage | $0 | $1,500 | $0 | Plan too new to be measured |
| SCAN Classic Texas (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $2,900 | $450 | Not enough data available |
| SCAN Walmart Health Advantage (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $3,500 | $450 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan TX-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,950 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP ENHANCED 030 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,450 | $650 | ★★★★★4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 087 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,600 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 031 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| DEVOTED DUAL 010 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| DEVOTED DUAL FULL 040 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H4461-072 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $3.90 | $9,250 | $700 | ★★★★★4.5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,250 | $700 | ★★★★★4.5 |
| UHC Complete Care TX-2P (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,200 | $440 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★4 |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★3.5 |
| Wellpoint Chronic Care Select (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $75 | ★★★★★3.5 |
| Wellpoint Lung Care Select (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $95 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellpoint Dual Advantage Plus Select (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Dual Advantage Select (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Full Dual Advantage Select (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Chronic Care Advantage Select (HMO C-SNP) Wellpoint · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3.5 |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,900 | $275 | ★★★★★3 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $100 | $9,850 | $685 | ★★★★★3 |
| Verda Noble Chronic Care (HMO C-SNP) Verda Health Plan of Texas · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $999 | $300 | ★★★★★2 |
| MedCare Focus (HMO C-SNP) MedCare Partners Health Plan of Texas · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $900 | $0 | Plan too new to be measured |
| SCAN Balance Texas (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,000 | $450 | Not enough data available |
| ProCare Advantage - Diabetes Care Management (HMO-POS C-SNP) ProCare Advantage · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,400 | $350 | Not enough data available |
| Community DualCare Access (HMO D-SNP) Community Health Choice · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Community DualCare Aligned (HMO D-SNP) Community Health Choice · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Texas, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| ProCare Advantage - Kidney Care (HMO-POS C-SNP) ProCare Advantage · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $0 | Not enough data available |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-Y1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $130 | Plan too new to be measured |
| MedCare Choice (HMO C-SNP) MedCare Partners Health Plan of Texas · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6 | $9,850 | $700 | Plan too new to be measured |
| SCAN Walmart Medicare Complete (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6.30 | $4,400 | $700 | Not enough data available |
What changed from 2026 to 2027
- 22 plans are new here for 2027.
- 37 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Dual Liberty (HMO D-SNP), Wellcare Assist (HMO), Wellcare Giveback (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 77 plans offered both years, 12 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Harris County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Texas (for people with Original Medicare)
- Marketplace health plans in Harris County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Harris County, TX for 2027?
99 plans from 15 insurers: 49 general plans open to anyone with Medicare Parts A and B who lives here, plus 50 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Harris County, TX?
Yes. 41 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Harris County, TX?
DEVOTED CORE 019 TX (HMO) from Devoted Health has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Harris County, TX?
MedCare Classic (HMO) caps in-network out-of-pocket costs at $1,500 for 2027.