2027 plan year · Texas
2027 Medicare Advantage plans in Freestone County, TX
44 plans from 7 insurers for 2027. 11 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,250.
- 23general plans
- 11$0-premium plans
- $4,250lowest out-of-pocket max
- 4.5 ★top star rating
- 21Special Needs Plans
2027 Medicare Advantage plans in Freestone County, TX
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus H0028-041 (HMO) Humana · HMO · includes drug coverage | $0 | $4,250 | $700 | ★★★★★4.5 |
| Humana Gold Plus H4461-055 (HMO) Humana · HMO · includes drug coverage | $0 | $4,250 | $700 | ★★★★★4.5 |
| DEVOTED CORE 073 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,750 | $650 | ★★★★★4.5 |
| BSW SeniorCare Advantage Select (HMO-POS) Baylor Scott & White Health Plan · HMO-POS · no drug coverage | $0 | $6,400 | — | ★★★★★4.5 |
| BSW SeniorCare Advantage Select Rx (HMO-POS) Baylor Scott & White Health Plan · HMO-POS · includes drug coverage | $0 | $7,150 | $500 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 112 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| DEVOTED GIVEBACK 074 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| HumanaChoice H7617-027 (PPO) Humana · PPO · includes drug coverage | $48 | $7,650 | $700 | ★★★★★4.5 |
| BSW SeniorCare Advantage Preferred (HMO-POS) Baylor Scott & White Health Plan · HMO-POS · no drug coverage | $65 | $4,500 | — | ★★★★★4.5 |
| BSW SeniorCare Advantage Preferred Rx (HMO-POS) Baylor Scott & White Health Plan · HMO-POS · includes drug coverage | $152 | $5,400 | $250 | ★★★★★4.5 |
| BSW SeniorCare Advantage Premium (HMO-POS) Baylor Scott & White Health Plan · HMO-POS · no drug coverage | $170 | $4,500 | — | ★★★★★4.5 |
| BSW SeniorCare Advantage Premium Rx (HMO-POS) Baylor Scott & White Health Plan · HMO-POS · includes drug coverage | $258 | $5,000 | $250 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| BSW SeniorCare Advantage Basic (PPO) Baylor Scott & White Health Plan · PPO · includes drug coverage | $32 | $7,150 | $500 | ★★★★★4 |
| BSW SeniorCare Advantage Platinum (PPO) Baylor Scott & White Health Plan · PPO · includes drug coverage | $145 | $6,600 | $250 | ★★★★★4 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3.5 |
| Wellcare Simple Value (HMO) Wellcare · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO · includes drug coverage | $46 | $8,200 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO · includes drug coverage | $100 | $8,200 | $700 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC TX-0007 (PPO) UnitedHealthcare · PPO · includes drug coverage | $10 | $7,150 | $685 | ★★★★★3 |
| HumanaChoice H0473-005 (PPO) Humana · PPO · includes drug coverage | $13 | $7,300 | $700 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $138 | $9,850 | $685 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,900 | $500 | ★★★★★4.5 |
| DEVOTED C-SNP ENHANCED 075 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $6,250 | $650 | ★★★★★4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 085 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 117 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| DEVOTED DUAL 118 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★4.5 |
| DEVOTED DUAL FULL 119 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★4 |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $100 | $9,850 | $685 | ★★★★★3 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,450 | $75 | Plan too new to be measured |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | Plan too new to be measured |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 15 plans are new here for 2027.
- 10 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple Value (HMO-POS), UHC Dual Complete TX-S003 (HMO-POS D-SNP), Humana USAA Honor Giveback (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 29 plans offered both years, 12 raised the monthly premium and 6 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Freestone County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Texas (for people with Original Medicare)
- Marketplace health plans in Freestone County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Freestone County, TX for 2027?
44 plans from 7 insurers: 23 general plans open to anyone with Medicare Parts A and B who lives here, plus 21 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Freestone County, TX?
Yes. 11 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Freestone County, TX?
Humana Gold Plus H0028-041 (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Freestone County, TX?
Humana Gold Plus H0028-041 (HMO) caps in-network out-of-pocket costs at $4,250 for 2027.