2027 plan year · Texas
2027 Medicare Advantage plans in El Paso County, TX
89 plans from 12 insurers for 2027. 34 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $2,950.
- 42general plans
- 34$0-premium plans
- $2,950lowest out-of-pocket max
- 4.5 ★top star rating
- 47Special Needs Plans
2027 Medicare Advantage plans in El Paso County, TX
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Alignment Health ONE + Walgreens 001 (HMO-POS) Alignment Health Plan · HMO-POS · includes drug coverage | $0 | $2,950 | $0 | ★★★★★4.5 |
| Humana Gold Plus H0028-035 (HMO) Humana · HMO · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4.5 |
| Humana Gold Plus H4461-061 (HMO) Humana · HMO · includes drug coverage | $0 | $3,350 | $700 | ★★★★★4.5 |
| DEVOTED CORE 007 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $3,450 | $650 | ★★★★★4.5 |
| HumanaChoice H7617-063 (PPO) Humana · PPO · includes drug coverage | $0 | $4,500 | $520 | ★★★★★4.5 |
| DEVOTED GIVEBACK EXTRAS 113 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,700 | $700 | ★★★★★4.5 |
| Alignment Health Smart 003 (HMO-POS) Alignment Health Plan · HMO-POS · includes drug coverage | $0 | $6,450 | $700 | ★★★★★4.5 |
| Alignment Health Smart 010 (HMO-POS) Alignment Health Plan · HMO-POS · includes drug coverage | $0 | $6,450 | $700 | ★★★★★4.5 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,100 | $0 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4.5 |
| DEVOTED GIVEBACK 008 TX (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,650 | $461 | ★★★★★4.5 |
| HumanaChoice H7617-059 (PPO) Humana · PPO · includes drug coverage | $23 | $7,700 | $700 | ★★★★★4.5 |
| Humana Gold Plus H4461-053 (HMO) Humana · HMO · includes drug coverage | $24 | $3,400 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage from UHC TX-0013 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,200 | $595 | ★★★★★4 |
| AARP Medicare Advantage Essentials from UHC EP-1 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $4,450 | $685 | ★★★★★4 |
| AARP Medicare Advantage Extras from UHC EP-3 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4 |
| HumanaChoice Giveback H5216-350 (PPO) Humana · PPO · includes drug coverage | $0 | $7,100 | $0 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $7,900 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-433 (PPO) Humana · PPO · includes drug coverage | $0 | $7,950 | $700 | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC EP-2 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,850 | $240 | ★★★★★4 |
| Humana Gold Choice H8145-126 (PFFS) Humana · PFFS · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| HumanaChoice H5216-043 (PPO) Humana · PPO · includes drug coverage | $20 | $7,700 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC EP-4 (PPO) UnitedHealthcare · PPO · includes drug coverage | $66 | $4,200 | $440 | ★★★★★4 |
| Wellcare Patriot Simple (HMO) Wellcare · HMO · no drug coverage | $0 | $3,400 | — | ★★★★★3.5 |
| Wellcare Simple (HMO) Wellcare · HMO · includes drug coverage | $0 | $3,900 | $700 | ★★★★★3.5 |
| HealthSpring Courage (HMO) HealthSpring · HMO · no drug coverage | $0 | $4,300 | — | ★★★★★3.5 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $4,450 | $500 | ★★★★★3.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $4,900 | — | ★★★★★3.5 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $6,000 | — | ★★★★★3.5 |
| HealthSpring Preferred Extra Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $6,900 | $300 | ★★★★★3.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,150 | $300 | ★★★★★3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO · includes drug coverage | $46 | $8,200 | $700 | ★★★★★3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $55 | $7,150 | $700 | ★★★★★3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO · includes drug coverage | $100 | $8,200 | $700 | ★★★★★3.5 |
| El Paso Health Total (HMO) El Paso Health Medicare Advantage · HMO · includes drug coverage | $0 | $5,600 | $425 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $0 | $6,800 | $700 | ★★★★★3 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $7,150 | $300 | ★★★★★3 |
| El Paso Health Giveback (HMO) El Paso Health Medicare Advantage · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint · HMO-POS · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare · Regional PPO · includes drug coverage | $138 | $9,850 | $685 | ★★★★★3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $4,450 | $400 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Alignment Health Heart & Diabetes 002 (HMO-POS C-SNP) Alignment Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,190 | $0 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP 027 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $3,750 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP ENHANCED 028 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,250 | $465 | ★★★★★4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 086 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,650 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP PLUS 029 TX (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $650 | ★★★★★4.5 |
| DEVOTED DUAL 017 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| DEVOTED DUAL FULL 038 TX (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H0028-036 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H4461-069 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H4461-070 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Alignment Health Duals+ 007 (HMO-POS D-SNP) Alignment Health Plan · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $2,900 | $700 | ★★★★★4.5 |
| Alignment Health Duals+ 009 (HMO-POS D-SNP) Alignment Health Plan · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★4.5 |
| Alignment Health Heart & Diabetes Plus 004 (HMO-POS C-SNP) Alignment Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care TX-17 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $4,200 | $440 | ★★★★★4 |
| UHC Dual Advantage TX-V2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,900 | $75 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care Support TX-2A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $255 | ★★★★★4 |
| UHC Dual Complete TX-Q2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★4 |
| UHC Dual Complete TX-Q5 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★4 |
| UHC Dual Complete TX-S4 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★4 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★4 |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $3,450 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $300 | ★★★★★3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Wellpoint Chronic Care Advantage (HMO C-SNP) Wellpoint · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6.30 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $400 | ★★★★★3 |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $350 | ★★★★★3 |
| El Paso Health Medicare Advantage Dual (HMO D-SNP) El Paso Health Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,550 | $700 | ★★★★★3 |
| El Paso Health Medicare Align (HMO D-SNP) El Paso Health Medicare Advantage · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,550 | $700 | ★★★★★3 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $100 | $9,850 | $685 | ★★★★★3 |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage · HMO-POS I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Not enough data available |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Texas, Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $6.30 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 16 plans are new here for 2027.
- 18 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Dual Liberty (HMO D-SNP), Wellcare Assist (HMO), Wellcare Giveback (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 73 plans offered both years, 14 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in El Paso County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Texas (for people with Original Medicare)
- Marketplace health plans in El Paso County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in El Paso County, TX for 2027?
89 plans from 12 insurers: 42 general plans open to anyone with Medicare Parts A and B who lives here, plus 47 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in El Paso County, TX?
Yes. 34 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in El Paso County, TX?
Alignment Health ONE + Walgreens 001 (HMO-POS) from Alignment Health Plan has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in El Paso County, TX?
Alignment Health ONE + Walgreens 001 (HMO-POS) caps in-network out-of-pocket costs at $2,950 for 2027.