2027 plan year · South Carolina
2027 Medicare Advantage plans in Charleston County, SC
70 plans from 11 insurers for 2027. 39 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $5,900.
- 46general plans
- 39$0-premium plans
- $5,900lowest out-of-pocket max
- 5 ★top star rating
- 24Special Needs Plans
2027 Medicare Advantage plans in Charleston County, SC
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Clover Health LiveHealthy Giveback (PPO) Clover Health · PPO · includes drug coverage | $0 | $9,850 | $425 | ★★★★★5 |
| Clover Health LiveHealthy (PPO) Clover Health · PPO · includes drug coverage | $0 | $9,850 | $250 | ★★★★★5 |
| Clover Health Valor (PPO) Clover Health · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★5 |
| DEVOTED CORE 001 SC (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,900 | $650 | ★★★★★4.5 |
| DEVOTED CHOICE 001 SC (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,050 | $650 | ★★★★★4.5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 040 SC (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| DEVOTED CHOICE GIVEBACK 002 SC (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,750 | $461 | ★★★★★4.5 |
| HumanaChoice H7617-095 (PPO) Humana · PPO · includes drug coverage | $0 | $9,100 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage Patriot No Rx SC-MA2 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $9,250 | — | ★★★★★4.5 |
| DEVOTED CHOICE MA ONLY 003 SC (PPO) Devoted Health · PPO · no drug coverage | $0 | $9,250 | — | ★★★★★4.5 |
| HumanaChoice Giveback H7617-094 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| HumanaChoice Giveback H7617-119 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4.5 |
| AARP Medicare Advantage from UHC SC-0004 (PPO) UnitedHealthcare · PPO · includes drug coverage | $58 | $7,150 | $685 | ★★★★★4.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| HumanaChoice H5216-423 (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $550 | ★★★★★4 |
| HumanaChoice H5216-347 (PPO) Humana · PPO · includes drug coverage | $0 | $9,100 | $700 | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| HumanaChoice Giveback H5216-154 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice Giveback H5216-345 (PPO) Humana · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice H5216-157 (PPO) Humana · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| Humana Gold Plus Giveback H5619-169 (HMO) Humana · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Humana Gold Plus H5619-152 (HMO) Humana · HMO · includes drug coverage | $0 | $9,850 | $450 | ★★★★★4 |
| Humana Gold Plus H5619-171 (HMO) Humana · HMO · includes drug coverage | $0 | $9,850 | $550 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| HumanaChoice H5216-280 (PPO) Humana · PPO · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★4 |
| BlueCross Blue Basic (PPO) Blue Cross Blue Shield of South Carolina · PPO · no drug coverage | $0 | $5,900 | — | ★★★★★3.5 |
| AARP Medicare Advantage from UHC SC-0005 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx SC-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| HumanaChoice R0110-019 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $7,200 | — | ★★★★★3.5 |
| BlueCross Total Value (PPO) Blue Cross Blue Shield of South Carolina · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO) UnitedHealthcare · Regional PPO · no drug coverage | $0 | $9,850 | — | ★★★★★3.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO · includes drug coverage | $7 | $8,200 | $500 | ★★★★★3.5 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare · HMO · includes drug coverage | $39 | $8,200 | $400 | ★★★★★3.5 |
| AARP Medicare Advantage from UHC SC-0006 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $49 | $7,150 | $685 | ★★★★★3.5 |
| Humana Full Access R0110-020 (Regional PPO) Humana · Regional PPO · includes drug coverage | $138 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Simple Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $6,300 | $700 | ★★★★★3 |
| Wellcare Assist Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $6,500 | $700 | ★★★★★3 |
| HealthSpring Courage (HMO) HealthSpring · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★3 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $6,700 | $600 | ★★★★★3 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $7,100 | $700 | ★★★★★3 |
| HealthSpring Preferred (HMO) HealthSpring · HMO · includes drug coverage | $0 | $7,150 | $500 | ★★★★★3 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3 |
| Wellcare Patriot Giveback (HMO-POS) Wellcare · HMO-POS · no drug coverage | $0 | $9,250 | — | ★★★★★3 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| HealthSpring True Choice (PPO) HealthSpring · PPO · includes drug coverage | $15 | $6,700 | $500 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan SC-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★5 |
| Senior Care (HMO I-SNP) NHC Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $5,000 | $500 | ★★★★★4.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 045 SC (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| UHC Complete Care SC-1 (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4.5 |
| DEVOTED C-SNP CHOICE ENHANCED 005 SC (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,200 | $465 | ★★★★★4.5 |
| DEVOTED C-SNP CHOICE 004 SC (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4.5 |
| DEVOTED C-SNP CHOICE PLUS 006 SC (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★4.5 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UHC Dual Complete SC-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UHC Dual Complete SC-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UHC Dual Advantage SC-V1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $6,400 | $700 | ★★★★★4.5 |
| UHC Complete Care Support SC-7 (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $7,150 | $700 | ★★★★★4.5 |
| NHC Advantage (HMO I-SNP) NHC Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.20 | $9,850 | $700 | ★★★★★4.5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $550 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-277 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $550 | ★★★★★4 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Complete Care Support GS-1A (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $2.10 | $9,850 | $700 | ★★★★★3.5 |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of South Carolina · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | ★★★★★2.5 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Wellcare Absolute Total Care Dual Align (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| First Choice VIP Care (HMO D-SNP) First Choice VIP Care (HMO D-SNP) · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 5 plans are new here for 2027.
- 4 plans offered here in 2026 aren't listed for 2027 (for example DEVOTED PREMIUM 003 SC (HMO), Humana Gold Plus H5619-083 (HMO), HealthSpring True Choice Plus (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 65 plans offered both years, 4 raised the monthly premium and 21 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Charleston County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in South Carolina (for people with Original Medicare)
- Marketplace health plans in Charleston County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Charleston County, SC for 2027?
70 plans from 11 insurers: 46 general plans open to anyone with Medicare Parts A and B who lives here, plus 24 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Charleston County, SC?
Yes. 39 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Charleston County, SC?
Clover Health LiveHealthy Giveback (PPO) from Clover Health has the top Medicare star rating here (5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Charleston County, SC?
DEVOTED CORE 001 SC (HMO) caps in-network out-of-pocket costs at $5,900 for 2027.