2027 plan year · Rhode Island
2027 Medicare Advantage plans in Providence County, RI
22 plans from 4 insurers for 2027. 7 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $5,000.
- 13general plans
- 7$0-premium plans
- $5,000lowest out-of-pocket max
- 4 ★top star rating
- 9Special Needs Plans
2027 Medicare Advantage plans in Providence County, RI
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $6,200 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC RI-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,300 | $685 | ★★★★★4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC RI-0003 (PPO) UnitedHealthcare · PPO · includes drug coverage | $27 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC RI-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $48 | $5,400 | $595 | ★★★★★4 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $54 | $7,150 | $700 | ★★★★★4 |
| BlueCHiP for Medicare Core (HMO) Blue Cross & Blue Shield of Rhode Island · HMO · no drug coverage | $0 | $5,000 | — | ★★★★★3.5 |
| BlueCHiP for Medicare Essential (HMO-POS) Blue Cross & Blue Shield of Rhode Island · HMO-POS · includes drug coverage | $0 | $6,750 | $500 | ★★★★★3.5 |
| BlueCHiP for Medicare Access (HMO-POS) Blue Cross & Blue Shield of Rhode Island · HMO-POS · includes drug coverage | $31.30 | $6,000 | $700 | ★★★★★3.5 |
| BlueCHiP for Medicare Enhanced (HMO-POS) Blue Cross & Blue Shield of Rhode Island · HMO-POS · includes drug coverage | $39 | $6,750 | $500 | ★★★★★3.5 |
| BlueCHiP for Medicare Extra (HMO-POS) Blue Cross & Blue Shield of Rhode Island · HMO-POS · includes drug coverage | $159 | $6,000 | $450 | ★★★★★3.5 |
| Aetna Medicare Prime Care (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $6,900 | $400 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan RI-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★5 |
| UHC Complete Care RI-4 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,900 | $685 | ★★★★★4 |
| UHC Dual Advantage RI-V1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0.40 | $4,900 | $700 | ★★★★★3.5 |
| UHC Dual Complete RI-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $3.10 | $9,850 | $700 | ★★★★★3.5 |
| BlueRI for Duals (HMO D-SNP) Blue Cross & Blue Shield of Rhode Island · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $31.20 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete RI-Q2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Complete RI-Q1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $3.40 | $9,850 | $700 | ★★★★★3 |
| Neighborhood Dual CONNECT (HMO D-SNP) Neighborhood Health Plan of Rhode Island · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $21.60 | $9,850 | $700 | Plan too new to be measured |
| Neighborhood INTEGRITY for Duals (HMO D-SNP) Neighborhood Health Plan of Rhode Island · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $29.10 | $9,850 | $700 | Plan too new to be measured |
What changed from 2026 to 2027
- 0 plans are new here for 2027.
- 1 plan offered here in 2026 isn't listed for 2027 (for example AARP Medicare Advantage CareFlex from UHC RI-5 (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 22 plans offered both years, 9 raised the monthly premium and 5 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Providence County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Rhode Island (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Providence County, RI for 2027?
22 plans from 4 insurers: 13 general plans open to anyone with Medicare Parts A and B who lives here, plus 9 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Providence County, RI?
Yes. 7 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Providence County, RI?
AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS) from UnitedHealthcare has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Providence County, RI?
BlueCHiP for Medicare Core (HMO) caps in-network out-of-pocket costs at $5,000 for 2027.