2027 plan year · Pennsylvania
2027 Medicare Advantage plans in Somerset County, PA
87 plans from 11 insurers for 2027. 30 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,450.
- 57general plans
- 30$0-premium plans
- $3,450lowest out-of-pocket max
- 4.5 ★top star rating
- 30Special Needs Plans
2027 Medicare Advantage plans in Somerset County, PA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4.5 |
| UPMC for Life HMO No Rx (HMO) UPMC for Life · HMO · no drug coverage | $0 | $6,500 | — | ★★★★★4.5 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $0 | $6,950 | $700 | ★★★★★4.5 |
| Complete Blue PPO Signature (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| UPMC for Life HMO Premier Rx (HMO) UPMC for Life · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| UPMC for Life Essential Rx (PPO) UPMC for Life · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4.5 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UPMC for Life PPO Salute (PPO) UPMC for Life · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4.5 |
| UPMC for Life HMO Deductible Rx (HMO) UPMC for Life · HMO · includes drug coverage | $25 | $6,000 | $700 | ★★★★★4.5 |
| UPMC for Life PPO High Deductible Rx (PPO) UPMC for Life · PPO · includes drug coverage | $33 | $7,550 | $700 | ★★★★★4.5 |
| Security Blue HMO-POS Basic (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · no drug coverage | $37 | $5,900 | — | ★★★★★4.5 |
| Aetna Medicare Premier Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $39 | $7,150 | $700 | ★★★★★4.5 |
| Complete Blue HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $47 | $6,450 | $700 | ★★★★★4.5 |
| UPMC for Life HMO Rx Choice (HMO) UPMC for Life · HMO · includes drug coverage | $48 | $6,500 | $700 | ★★★★★4.5 |
| Security Blue HMO-POS ValueRx (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · includes drug coverage | $54 | $5,500 | $700 | ★★★★★4.5 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $63 | $7,150 | $700 | ★★★★★4.5 |
| Freedom Blue PPO ValueRx (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $83 | $5,500 | $700 | ★★★★★4.5 |
| UPMC for Life HMO Rx (HMO) UPMC for Life · HMO · includes drug coverage | $100 | $5,000 | $0 | ★★★★★4.5 |
| Freedom Blue PPO Select (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $114 | $5,000 | $0 | ★★★★★4.5 |
| Security Blue HMO-POS Standard (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · includes drug coverage | $118 | $5,000 | $0 | ★★★★★4.5 |
| Security Blue HMO-POS Deluxe (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · includes drug coverage | $119 | $4,500 | $0 | ★★★★★4.5 |
| UPMC for Life PPO Rx Enhanced (PPO) UPMC for Life · PPO · includes drug coverage | $155 | $7,550 | $0 | ★★★★★4.5 |
| Freedom Blue PPO Classic (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $238 | $4,500 | $0 | ★★★★★4.5 |
| UPMC for Life HMO Rx Enhanced (HMO) UPMC for Life · HMO · includes drug coverage | $295 | $7,550 | $0 | ★★★★★4.5 |
| HumanaChoice Giveback H5216-116 (PPO) Humana · PPO · no drug coverage | $0 | $4,150 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $5,500 | $700 | ★★★★★4 |
| Geisinger Gold Heritage (HMO) Geisinger Gold · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0011 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Geisinger Gold Classic Essential Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,200 | $685 | ★★★★★4 |
| Geisinger Gold Preferred Complete Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Geisinger Gold Value Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $29 | $9,000 | $0 | ★★★★★4 |
| Geisinger Gold Preferred Balance Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $29 | $9,850 | $0 | ★★★★★4 |
| HumanaChoice H5525-086 (PPO) Humana · PPO · includes drug coverage | $39 | $5,800 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0003 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $54 | $6,700 | $685 | ★★★★★4 |
| Geisinger Gold Classic Complete Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $58 | $5,700 | $0 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare · PPO · includes drug coverage | $60 | $5,900 | $685 | ★★★★★4 |
| HumanaChoice H5216-120 (PPO) Humana · PPO · includes drug coverage | $107 | $7,600 | $700 | ★★★★★4 |
| Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $123 | $4,450 | $0 | ★★★★★4 |
| Geisinger Gold Classic Advantage Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $135 | $3,450 | $0 | ★★★★★4 |
| HumanaChoice R0110-007 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $4,750 | — | ★★★★★3.5 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| Aetna Medicare Signature Plus (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $5,500 | $400 | ★★★★★3.5 |
| DEVOTED CORE 014 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,550 | $650 | ★★★★★3.5 |
| DEVOTED GIVEBACK EXTRAS 035 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,950 | $700 | ★★★★★3.5 |
| DEVOTED GIVEBACK 015 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Advantra Enhanced (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $39 | $5,500 | $400 | ★★★★★3.5 |
| HumanaChoice R0110-008 (Regional PPO) Humana · Regional PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★3.5 |
| DEVOTED CHOICE 010 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $6,600 | $461 | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 011 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.50 | $9,850 | $700 | ★★★★★5 |
| HumanaChoice SNP-DE H7617-048 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4.5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $595 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-227 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $580 | ★★★★★4 |
| Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $1 | $9,850 | $700 | ★★★★★4 |
| Provider Partners Pennsylvania Community Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $2,600 | $700 | ★★★★★3.5 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,400 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP ENHANCED 020 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,050 | $461 | ★★★★★3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,950 | $700 | ★★★★★3.5 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| DEVOTED DUAL FULL 025 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED DUAL PLUS 005 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Amerihealth Caritas VIP Care (HMO D-SNP) VISTA Health Plan Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $9 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $11.70 | $9,850 | $700 | ★★★★★3.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) Highmark Wholecare Medicare Assured · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $6,500 | $700 | ★★★★★3.5 |
| Aetna Medicare Chronic Care Value (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) Highmark Wholecare Medicare Assured · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| Provider Partners Pennsylvania Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| Provider Partners Pennsylvania Essential Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $380 | ★★★★★3 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $360 | ★★★★★3 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $7,150 | $700 | ★★★★★3 |
| American Health Advantage of Pennsylvania (HMO I-SNP) American Health Advantage of Pennsylvania · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 13 plans are new here for 2027.
- 13 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Assist (HMO-POS), Wellcare Patriot Giveback (HMO-POS), UPMC for Life HMO Rx Choice (HMO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 74 plans offered both years, 19 raised the monthly premium and 21 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Somerset County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Pennsylvania (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Somerset County, PA for 2027?
87 plans from 11 insurers: 57 general plans open to anyone with Medicare Parts A and B who lives here, plus 30 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Somerset County, PA?
Yes. 30 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Somerset County, PA?
Freedom Blue PPO Valor (PPO) from Highmark Blue Cross Blue Shield or Highmark Blue Shield has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Somerset County, PA?
Geisinger Gold Classic Advantage Rx (HMO) caps in-network out-of-pocket costs at $3,450 for 2027.