2027 plan year · Pennsylvania
2027 Medicare Advantage plans in Lackawanna County, PA
75 plans from 9 insurers for 2027. 32 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $3,450.
- 52general plans
- 32$0-premium plans
- $3,450lowest out-of-pocket max
- 4.5 ★top star rating
- 23Special Needs Plans
2027 Medicare Advantage plans in Lackawanna County, PA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4.5 |
| AARP Medicare Advantage from UHC PA-0015 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4.5 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| Community Blue Medicare PPO Signature (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| Complete Blue PPO Merit (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $0 | $8,300 | $700 | ★★★★★4.5 |
| Aetna Medicare Advantra Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,250 | $700 | ★★★★★4.5 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| Freedom Blue PPO Basic (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · no drug coverage | $5 | $5,900 | — | ★★★★★4.5 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $35 | $7,500 | $700 | ★★★★★4.5 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $45 | $6,550 | $700 | ★★★★★4.5 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $73 | $6,750 | $700 | ★★★★★4.5 |
| Freedom Blue PPO ValueRx (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $84 | $5,500 | $700 | ★★★★★4.5 |
| Aetna Medicare Advantra Premier (PPO) Aetna Medicare · PPO · includes drug coverage | $99 | $5,900 | $700 | ★★★★★4.5 |
| Freedom Blue PPO Standard (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $135 | $5,000 | $0 | ★★★★★4.5 |
| Freedom Blue PPO Deluxe (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $239 | $4,500 | $0 | ★★★★★4.5 |
| HumanaChoice Giveback H5216-116 (PPO) Humana · PPO · no drug coverage | $0 | $4,150 | — | ★★★★★4 |
| Geisinger Gold Heritage (HMO) Geisinger Gold · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0011 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Geisinger Gold Classic Essential Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $8,250 | $700 | ★★★★★4 |
| Humana Gold Plus H6622-036 (HMO) Humana · HMO · includes drug coverage | $0 | $8,250 | $700 | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,200 | $685 | ★★★★★4 |
| Geisinger Gold Classic 360 Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Geisinger Gold Preferred Complete Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Humana Gold Choice H8145-052 (PFFS) Humana · PFFS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Geisinger Gold Value Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $29 | $9,000 | $0 | ★★★★★4 |
| Geisinger Gold Preferred Balance Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $29 | $9,850 | $0 | ★★★★★4 |
| HumanaChoice H5525-086 (PPO) Humana · PPO · includes drug coverage | $38 | $6,050 | $700 | ★★★★★4 |
| HumanaChoice H5525-005 (PPO) Humana · PPO · includes drug coverage | $39 | $8,300 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0007 (PPO) UnitedHealthcare · PPO · includes drug coverage | $57 | $6,300 | $595 | ★★★★★4 |
| Geisinger Gold Classic Complete Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $58 | $5,700 | $0 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare · PPO · includes drug coverage | $60 | $5,900 | $685 | ★★★★★4 |
| HumanaChoice H5216-120 (PPO) Humana · PPO · includes drug coverage | $107 | $7,600 | $700 | ★★★★★4 |
| Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold · PPO · includes drug coverage | $123 | $4,450 | $0 | ★★★★★4 |
| Geisinger Gold Classic Advantage Rx (HMO) Geisinger Gold · HMO · includes drug coverage | $129 | $3,450 | $0 | ★★★★★4 |
| HumanaChoice R0110-007 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $4,750 | — | ★★★★★3.5 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| DEVOTED CORE 008 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,750 | $650 | ★★★★★3.5 |
| DEVOTED GIVEBACK EXTRAS 032 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,100 | $700 | ★★★★★3.5 |
| Aetna Medicare Advantra Signature (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $7,500 | $400 | ★★★★★3.5 |
| DEVOTED GIVEBACK 009 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,000 | $461 | ★★★★★3.5 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Advantra Enhanced (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $58 | $7,500 | $700 | ★★★★★3.5 |
| HumanaChoice R0110-008 (Regional PPO) Humana · Regional PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★3.5 |
| DEVOTED CHOICE 007 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,100 | $650 | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 008 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.50 | $9,850 | $700 | ★★★★★5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $595 | ★★★★★4 |
| Humana Dual Select H6622-103 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,250 | $700 | ★★★★★4 |
| Humana Gold Plus SNP-DE H5377-003 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $580 | ★★★★★4 |
| Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $1 | $9,850 | $700 | ★★★★★4 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,400 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 028 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,100 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP ENHANCED 017 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,250 | $461 | ★★★★★3.5 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| DEVOTED DUAL FULL 025 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED DUAL PLUS 005 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Amerihealth Caritas VIP Care (HMO D-SNP) VISTA Health Plan Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $9 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $11.70 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $380 | ★★★★★3 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $360 | ★★★★★3 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $7,150 | $700 | ★★★★★3 |
What changed from 2026 to 2027
- 8 plans are new here for 2027.
- 8 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Assist (HMO-POS), Wellcare Patriot Giveback (HMO-POS), Complete Blue PPO Merit (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 67 plans offered both years, 17 raised the monthly premium and 17 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Lackawanna County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Pennsylvania (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Lackawanna County, PA for 2027?
75 plans from 9 insurers: 52 general plans open to anyone with Medicare Parts A and B who lives here, plus 23 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Lackawanna County, PA?
Yes. 32 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Lackawanna County, PA?
Freedom Blue PPO Valor (PPO) from Highmark Blue Cross Blue Shield or Highmark Blue Shield has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Lackawanna County, PA?
Geisinger Gold Classic Advantage Rx (HMO) caps in-network out-of-pocket costs at $3,450 for 2027.