2027 plan year · Pennsylvania
2027 Medicare Advantage plans in Erie County, PA
86 plans from 11 insurers for 2027. 33 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,150.
- 57general plans
- 33$0-premium plans
- $4,150lowest out-of-pocket max
- 4.5 ★top star rating
- 29Special Needs Plans
2027 Medicare Advantage plans in Erie County, PA
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · no drug coverage | $0 | $6,000 | — | ★★★★★4.5 |
| Together Blue Medicare HMO with AHN Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $0 | $6,250 | $700 | ★★★★★4.5 |
| UPMC for Life HMO No Rx (HMO) UPMC for Life · HMO · no drug coverage | $0 | $6,500 | — | ★★★★★4.5 |
| UPMC for Life HMO Premier Rx (HMO) UPMC for Life · HMO · includes drug coverage | $0 | $6,500 | $700 | ★★★★★4.5 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $0 | $6,950 | $700 | ★★★★★4.5 |
| Complete Blue PPO Signature (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| UPMC for Life PPO Premier Rx (PPO) UPMC for Life · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4.5 |
| UPMC for Life Essential Rx (PPO) UPMC for Life · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4.5 |
| Complete Blue PPO Merit (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $0 | $8,300 | $700 | ★★★★★4.5 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UPMC for Life PPO Salute (PPO) UPMC for Life · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4.5 |
| UPMC for Life HMO Deductible Rx (HMO) UPMC for Life · HMO · includes drug coverage | $25 | $6,000 | $700 | ★★★★★4.5 |
| UPMC for Life HMO Rx Choice (HMO) UPMC for Life · HMO · includes drug coverage | $33 | $6,000 | $700 | ★★★★★4.5 |
| UPMC for Life PPO High Deductible Rx (PPO) UPMC for Life · PPO · includes drug coverage | $33 | $7,550 | $700 | ★★★★★4.5 |
| Security Blue HMO-POS Basic (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · no drug coverage | $37 | $5,900 | — | ★★★★★4.5 |
| Aetna Medicare Premier Plus (PPO) Aetna Medicare · PPO · includes drug coverage | $39 | $7,150 | $700 | ★★★★★4.5 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $41 | $6,950 | $700 | ★★★★★4.5 |
| Complete Blue HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $42 | $6,450 | $700 | ★★★★★4.5 |
| Security Blue HMO-POS ValueRx (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · includes drug coverage | $48 | $5,500 | $700 | ★★★★★4.5 |
| Freedom Blue PPO ValueRx (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $83 | $5,500 | $700 | ★★★★★4.5 |
| UPMC for Life HMO Rx (HMO) UPMC for Life · HMO · includes drug coverage | $90 | $4,500 | $0 | ★★★★★4.5 |
| Freedom Blue PPO Select (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $114 | $5,000 | $0 | ★★★★★4.5 |
| Security Blue HMO-POS Standard (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · includes drug coverage | $118 | $5,000 | $0 | ★★★★★4.5 |
| Security Blue HMO-POS Deluxe (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · includes drug coverage | $119 | $4,500 | $0 | ★★★★★4.5 |
| UPMC for Life PPO Rx Enhanced (PPO) UPMC for Life · PPO · includes drug coverage | $155 | $7,550 | $0 | ★★★★★4.5 |
| Freedom Blue PPO Classic (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · includes drug coverage | $238 | $4,500 | $0 | ★★★★★4.5 |
| UPMC for Life HMO Rx Enhanced (HMO) UPMC for Life · HMO · includes drug coverage | $295 | $7,550 | $0 | ★★★★★4.5 |
| HumanaChoice Giveback H5216-116 (PPO) Humana · PPO · no drug coverage | $0 | $4,150 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $5,500 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0011 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO · includes drug coverage | $0 | $7,350 | $700 | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $8,000 | $700 | ★★★★★4 |
| Humana Gold Plus H6622-054 (HMO) Humana · HMO · includes drug coverage | $0 | $8,260 | $700 | ★★★★★4 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $9,200 | $685 | ★★★★★4 |
| Humana Gold Choice H8145-052 (PFFS) Humana · PFFS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice H5525-086 (PPO) Humana · PPO · includes drug coverage | $39 | $5,800 | $700 | ★★★★★4 |
| HumanaChoice H5525-005 (PPO) Humana · PPO · includes drug coverage | $39 | $8,300 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0003 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $54 | $6,700 | $685 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0007 (PPO) UnitedHealthcare · PPO · includes drug coverage | $57 | $6,300 | $595 | ★★★★★4 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare · PPO · includes drug coverage | $60 | $5,900 | $685 | ★★★★★4 |
| HumanaChoice H5216-120 (PPO) Humana · PPO · includes drug coverage | $107 | $7,600 | $700 | ★★★★★4 |
| HumanaChoice R0110-007 (Regional PPO) Humana · Regional PPO · no drug coverage | $0 | $4,750 | — | ★★★★★3.5 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $5,500 | — | ★★★★★3.5 |
| Aetna Medicare Signature Plus (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $5,500 | $400 | ★★★★★3.5 |
| Aetna Medicare Signature Extra Plus (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $5,900 | $400 | ★★★★★3.5 |
| DEVOTED CORE 010 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $5,900 | $650 | ★★★★★3.5 |
| DEVOTED GIVEBACK EXTRAS 033 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,600 | $700 | ★★★★★3.5 |
| DEVOTED GIVEBACK 011 PA (HMO) Devoted Health · HMO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| Aetna Medicare Advantra Enhanced (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $39 | $5,500 | $400 | ★★★★★3.5 |
| HumanaChoice R0110-008 (Regional PPO) Humana · Regional PPO · includes drug coverage | $75 | $7,150 | $700 | ★★★★★3.5 |
| DEVOTED CHOICE 010 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $6,600 | $461 | ★★★★★3 |
| DEVOTED CHOICE GIVEBACK 011 PA (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3 |
| Perennial Advantage Freedom (HMO) Perennial Advantage · HMO · includes drug coverage | $0 | $4,500 | $400 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.50 | $9,850 | $700 | ★★★★★5 |
| HumanaChoice SNP-DE H7617-048 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4.5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $595 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-227 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $580 | ★★★★★4 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $5,400 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP ENHANCED 018 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,000 | $461 | ★★★★★3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 029 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,600 | $700 | ★★★★★3.5 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3.5 |
| DEVOTED DUAL FULL 025 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| DEVOTED DUAL PLUS 005 PA (HMO D-SNP) Devoted Health · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Amerihealth Caritas VIP Care (HMO D-SNP) VISTA Health Plan Inc. · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $9 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $11.70 | $9,850 | $700 | ★★★★★3.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) Highmark Wholecare Medicare Assured · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $6,500 | $700 | ★★★★★3.5 |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) Highmark Wholecare Medicare Assured · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $380 | ★★★★★3 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $360 | ★★★★★3 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $7,150 | $700 | ★★★★★3 |
| Jefferson Health Plans Dual Pearl (HMO D-SNP) Jefferson Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3 |
| Jefferson Health Plans Special (HMO D-SNP) Jefferson Health Plans · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $12.80 | $9,850 | $700 | ★★★★★3 |
| Perennial Advantage Premier (HMO I-SNP) Perennial Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $4,500 | $400 | Not enough data available |
| American Health Advantage of Pennsylvania (HMO I-SNP) American Health Advantage of Pennsylvania · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | Not enough data available |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $12.80 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 12 plans are new here for 2027.
- 12 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple (HMO-POS), Wellcare Assist (HMO-POS), Wellcare Patriot Giveback (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 74 plans offered both years, 17 raised the monthly premium and 21 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Erie County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Pennsylvania (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Erie County, PA for 2027?
86 plans from 11 insurers: 57 general plans open to anyone with Medicare Parts A and B who lives here, plus 29 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Erie County, PA?
Yes. 33 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Erie County, PA?
Freedom Blue PPO Valor (PPO) from Highmark Blue Cross Blue Shield or Highmark Blue Shield has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Erie County, PA?
HumanaChoice Giveback H5216-116 (PPO) caps in-network out-of-pocket costs at $4,150 for 2027.