2027 plan year · Oregon
2027 Medicare Advantage plans in Polk County, OR
26 plans from 6 insurers for 2027. 10 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,000.
- 19general plans
- 10$0-premium plans
- $4,000lowest out-of-pocket max
- 4.5 ★top star rating
- 7Special Needs Plans
2027 Medicare Advantage plans in Polk County, OR
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Value (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $0 | $6,750 | $0 | ★★★★★4.5 |
| DEVOTED CHOICE PREMIUM 002 OR (PPO) Devoted Health · PPO · includes drug coverage | $28.50 | $6,000 | $650 | ★★★★★4.5 |
| Kaiser Permanente Senior Advantage Standard (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $49 | $5,250 | $0 | ★★★★★4.5 |
| Kaiser Permanente Senior Advantage Enhanced (HMO-POS) Kaiser Permanente · HMO-POS · includes drug coverage | $134 | $4,000 | $0 | ★★★★★4.5 |
| AARP Medicare Advantage from UHC OR-0002 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx OR-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $7,150 | — | ★★★★★4 |
| AARP Medicare Advantage from UHC OR-0001 (PPO) UnitedHealthcare · PPO · includes drug coverage | $94 | $6,700 | $595 | ★★★★★4 |
| AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $6,700 | $685 | ★★★★★3.5 |
| AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| DEVOTED CORE 001 OR (HMO) Devoted Health · HMO · includes drug coverage | $0 | $6,700 | $461 | ★★★★★3 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★3 |
| DEVOTED GIVEBACK EXTRAS 025 OR (HMO) Devoted Health · HMO · includes drug coverage | $0 | $7,700 | $700 | ★★★★★3 |
| DEVOTED GIVEBACK 028 OR (HMO) Devoted Health · HMO · includes drug coverage | $0 | $8,900 | $461 | ★★★★★3 |
| Wellcare Low Premium Open (PPO) Wellcare · PPO · includes drug coverage | $29 | $9,250 | $700 | ★★★★★3 |
| DEVOTED PREMIUM 005 OR (HMO) Devoted Health · HMO · includes drug coverage | $43 | $5,900 | $650 | ★★★★★3 |
| Wellcare Low Premium (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $44.50 | $7,900 | $700 | ★★★★★3 |
| Wellcare Premium Enhanced Open (PPO) Wellcare · PPO · includes drug coverage | $76.60 | $7,000 | $700 | ★★★★★3 |
| Wellcare Premium Ultra Open (PPO) Wellcare · PPO · includes drug coverage | $206 | $6,500 | $700 | ★★★★★3 |
| ATRIO Choice Rx (PPO) ATRIO Health Plans · PPO · includes drug coverage | $0 | $7,900 | $500 | ★★★★★2.5 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Care Advantage OR-E001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $6.30 | $4,000 | $270 | ★★★★★5 |
| UHC Complete Care Support OR-1A (PPO C-SNP) UnitedHealthcare · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4.5 |
| UHC Complete Care OR-5 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,150 | $685 | ★★★★★3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 019 OR (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,700 | $700 | ★★★★★3 |
| PacificSource Oregon Dual Rx (HMO D-SNP) PacificSource Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,250 | $400 | ★★★★★3 |
| DEVOTED C-SNP PLUS 009 OR (HMO C-SNP) Devoted Health · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | ★★★★★3 |
| ATRIO Support Rx (PPO C-SNP) ATRIO Health Plans · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,300 | $0 | ★★★★★2.5 |
What changed from 2026 to 2027
- 8 plans are new here for 2027.
- 8 plans offered here in 2026 aren't listed for 2027 (for example AARP Medicare Advantage from UHC OR-0003 (HMO-POS), AARP Medicare Advantage Essentials from UHC OR-4 (HMO-POS), Regence MedAdvantage + Rx Classic (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 18 plans offered both years, 7 raised the monthly premium and 3 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Polk County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Oregon (for people with Original Medicare)
- Marketplace health plans in Polk County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Polk County, OR for 2027?
26 plans from 6 insurers: 19 general plans open to anyone with Medicare Parts A and B who lives here, plus 7 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Polk County, OR?
Yes. 10 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Polk County, OR?
Kaiser Permanente Senior Advantage Value (HMO-POS) from Kaiser Permanente has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Polk County, OR?
Kaiser Permanente Senior Advantage Enhanced (HMO-POS) caps in-network out-of-pocket costs at $4,000 for 2027.