2027 plan year · Oregon
2027 Medicare Advantage plans in Deschutes County, OR
4 plans from 1 insurer for 2027. 1 general plan has a $0 monthly premium. The lowest in-network out-of-pocket limit is $6,250.
- 3general plans
- 1$0-premium plans
- $6,250lowest out-of-pocket max
- 3 ★top star rating
- 1Special Needs Plans
2027 Medicare Advantage plans in Deschutes County, OR
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| PacificSource Medicare Oregon Basic (HMO-POS) PacificSource Medicare · HMO-POS · no drug coverage | $0 | $6,250 | — | ★★★★★3 |
| PacificSource Medicare Cascade Classic Rx (HMO-POS) PacificSource Medicare · HMO-POS · includes drug coverage | $98 | $9,850 | $700 | ★★★★★3 |
| PacificSource Medicare Cascade Premier Rx (HMO-POS) PacificSource Medicare · HMO-POS · includes drug coverage | $198 | $7,150 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| PacificSource Oregon Dual Rx (HMO D-SNP) PacificSource Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,250 | $400 | ★★★★★3 |
What changed from 2026 to 2027
- 1 plan is new here for 2027.
- 3 plans offered here in 2026 aren't listed for 2027 (for example PacificSource Medicare Essentials Choice Rx 14 (HMO-POS), PacificSource Medicare Essentials Rx 27 (HMO), PacificSource Medicare Essentials Choice Rx 36 (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 3 plans offered both years, 0 raised the monthly premium and 2 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Deschutes County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Oregon (for people with Original Medicare)
- Marketplace health plans in Deschutes County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Deschutes County, OR for 2027?
4 plans from 1 insurer: 3 general plans open to anyone with Medicare Parts A and B who lives here, plus 1 Special Needs Plan for people who qualify.
Are there $0-premium Medicare Advantage plans in Deschutes County, OR?
Yes. 1 general plan has a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Deschutes County, OR?
PacificSource Medicare Oregon Basic (HMO-POS) from PacificSource Medicare has the top Medicare star rating here (3 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Deschutes County, OR?
PacificSource Medicare Oregon Basic (HMO-POS) caps in-network out-of-pocket costs at $6,250 for 2027.