2027 plan year · New York
2027 Medicare Advantage plans in Chautauqua County, NY
52 plans from 8 insurers for 2027. 19 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,950.
- 36general plans
- 19$0-premium plans
- $4,950lowest out-of-pocket max
- 4.5 ★top star rating
- 16Special Needs Plans
2027 Medicare Advantage plans in Chautauqua County, NY
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4.5 |
| Independent Health's Encompass 65 (HMO) Independent Health · HMO · no drug coverage | $0 | $6,750 | — | ★★★★★4.5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health · HMO · includes drug coverage | $49 | $9,850 | $550 | ★★★★★4.5 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health · PPO · includes drug coverage | $81 | $9,850 | $700 | ★★★★★4.5 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health · HMO · includes drug coverage | $110 | $8,000 | $510 | ★★★★★4.5 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health · HMO · includes drug coverage | $286 | $7,000 | $375 | ★★★★★4.5 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc · HMO-POS · no drug coverage | $0 | $6,500 | — | ★★★★★4 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $9,850 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $9,850 | $400 | ★★★★★4 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc · HMO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO · includes drug coverage | $35 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $41 | $9,850 | $700 | ★★★★★4 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc · HMO-POS · includes drug coverage | $75.40 | $7,500 | $300 | ★★★★★4 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $77 | $6,750 | $700 | ★★★★★4 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc · HMO-POS · includes drug coverage | $93.30 | $6,700 | $295 | ★★★★★4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc · HMO-POS · includes drug coverage | $104.70 | $6,000 | $250 | ★★★★★4 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $118 | $6,700 | $700 | ★★★★★4 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · includes drug coverage | $368 | $7,150 | $700 | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE · HMO-POS · no drug coverage | $0 | $7,200 | — | ★★★★★3.5 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $9,300 | $685 | ★★★★★3.5 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE · HMO-POS · includes drug coverage | $71 | $9,850 | $700 | ★★★★★3.5 |
| MVP Medicare Secure Plus with Part D (HMO-POS) MVP HEALTH CARE · HMO-POS · includes drug coverage | $165 | $6,000 | $500 | ★★★★★3.5 |
| MVP Medicare Secure Plus Choice with Part D (PPO) MVP HEALTH CARE · PPO · includes drug coverage | $256 | $7,500 | $500 | ★★★★★3.5 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $4,950 | — | ★★★★★3 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS · includes drug coverage | $0 | $7,150 | $700 | ★★★★★3 |
| Wellcare Assist Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare · HMO-POS · no drug coverage | $0 | $9,850 | — | ★★★★★3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Giveback Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Simple Open (PPO) Wellcare · PPO · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare · PPO · includes drug coverage | $39 | $8,900 | $685 | ★★★★★3 |
| HumanaChoice H5970-029 (PPO) Humana · PPO · includes drug coverage | $65 | $9,250 | $700 | ★★★★★3 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $4.20 | $9,850 | $700 | ★★★★★5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $19.40 | $9,850 | $700 | ★★★★★4.5 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $40 | $5,000 | $0 | ★★★★★4.5 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare · PPO I-SNP (Special Needs: Institutional) · includes drug coverage | $10.70 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $31.70 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★4 |
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $8,900 | $685 | ★★★★★3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $40.50 | $9,850 | $700 | ★★★★★3 |
What changed from 2026 to 2027
- 16 plans are new here for 2027.
- 15 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Advantage Enhanced (PFFS), Wellcare Advantage Simple (PFFS), Aetna Medicare Partial Dual (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 36 plans offered both years, 11 raised the monthly premium and 9 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Chautauqua County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in New York (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Chautauqua County, NY for 2027?
52 plans from 8 insurers: 36 general plans open to anyone with Medicare Parts A and B who lives here, plus 16 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Chautauqua County, NY?
Yes. 19 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Chautauqua County, NY?
Freedom Valor (PPO) from Highmark Blue Cross Blue Shield or Highmark Blue Shield has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Chautauqua County, NY?
Humana USAA Honor Giveback (PPO) caps in-network out-of-pocket costs at $4,950 for 2027.