2027 plan year · Nevada
2027 Medicare Advantage plans in Washoe County, NV
42 plans from 9 insurers for 2027. 14 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $999.
- 18general plans
- 14$0-premium plans
- $999lowest out-of-pocket max
- 5 ★top star rating
- 24Special Needs Plans
2027 Medicare Advantage plans in Washoe County, NV
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| KP Medicare Liberty H2960-009 (HMO) Kaiser Permanente · HMO · no drug coverage | $0 | $2,350 | — | ★★★★★5 |
| KP Medicare Value H2960 028 (HMO) Kaiser Permanente · HMO · includes drug coverage | $0 | $3,300 | $300 | ★★★★★5 |
| AARP Medicare Advantage from UHC NV-0006 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $4,450 | $190 | ★★★★★4 |
| Humana Total Complete (HMO) Humana · HMO · includes drug coverage | $0 | $4,450 | $0 | ★★★★★4 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $5,500 | $500 | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $5,900 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,500 | — | ★★★★★4 |
| Humana Value Choice (PPO) Humana · PPO · includes drug coverage | $0 | $6,500 | $700 | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Humana Essentials Plus Giveback (PPO) Humana · PPO · includes drug coverage | $0 | $7,150 | $700 | ★★★★★4 |
| AARP Medicare Advantage from UHC NV-0003 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $35 | $3,500 | $685 | ★★★★★4 |
| Prominence Plus (HMO) Prominence Health Plan · HMO · includes drug coverage | $0 | $2,600 | $100 | ★★★★★3.5 |
| Prominence Veteran (HMO) Prominence Health Plan · HMO · no drug coverage | $0 | $6,500 | — | ★★★★★3.5 |
| Prominence Giveback (HMO) Prominence Health Plan · HMO · includes drug coverage | $0 | $6,900 | $450 | ★★★★★3.5 |
| Prominence Extra Help (HMO) Prominence Health Plan · HMO · includes drug coverage | $7.30 | $2,600 | $700 | ★★★★★3.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO · includes drug coverage | $7.30 | $4,450 | $700 | ★★★★★3.5 |
| Prominence Meridian (HMO-POS) Prominence Health Plan · HMO-POS · includes drug coverage | $159 | $3,000 | $350 | ★★★★★3.5 |
| Champion Ally (HMO) Champion Health Plan · HMO · includes drug coverage | $0 | $999 | $0 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| KP Medicare Duals H2960-024 (HMO D-SNP) Kaiser Permanente · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $7.30 | $8,300 | $700 | ★★★★★5 |
| UHC Dual Complete NV-Q3 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4.5 |
| UHC Dual Complete NV-S6 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $330 | ★★★★★4.5 |
| Alignment Health Duals+ 005 (HMO D-SNP) Alignment Health Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-302 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4 |
| Humana Gold Plus SNP-DE H6622-079 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Prominence Diabetes and Heart (HMO C-SNP) Prominence Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,800 | $150 | ★★★★★3.5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Prominence Dual (HMO D-SNP) Prominence Health Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| UHC Dual Complete NV-Q2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete NV-S3 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare SilverSummit Healthplan Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Complete NV-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3 |
| UHC Dual Complete NV-S5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $485 | ★★★★★3 |
| Champion Advantage (HMO-POS C-SNP) Champion Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $999 | $0 | Not enough data available |
| Champion Care (HMO C-SNP) Champion Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $999 | $0 | Not enough data available |
| Champion Choice (HMO C-SNP) Champion Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6.60 | $9,850 | $700 | Not enough data available |
| Champion Connect (HMO-POS C-SNP) Champion Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,850 | $700 | Not enough data available |
| Champion Plus (HMO C-SNP) Champion Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 7 plans are new here for 2027.
- 12 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple (HMO-POS), AARP Medicare Advantage from UHC NV-0009 (PPO), Molina Medicare Complete Care (HMO D-SNP)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 35 plans offered both years, 1 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Washoe County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Nevada (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Washoe County, NV for 2027?
42 plans from 9 insurers: 18 general plans open to anyone with Medicare Parts A and B who lives here, plus 24 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Washoe County, NV?
Yes. 14 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Washoe County, NV?
KP Medicare Liberty H2960-009 (HMO) from Kaiser Permanente has the top Medicare star rating here (5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Washoe County, NV?
Champion Ally (HMO) caps in-network out-of-pocket costs at $999 for 2027.