2027 plan year · Nevada
2027 Medicare Advantage plans in Clark County, NV
72 plans from 10 insurers for 2027. 36 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $900.
- 39general plans
- 36$0-premium plans
- $900lowest out-of-pocket max
- 4.5 ★top star rating
- 33Special Needs Plans
2027 Medicare Advantage plans in Clark County, NV
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana Gold Plus H1036-344 (HMO) Humana · HMO · includes drug coverage | $0 | $925 | $250 | ★★★★★4.5 |
| Alignment Health Platinum + Instacart 007 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $1,499 | $0 | ★★★★★4.5 |
| Alignment Health Smart 008 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $2,499 | $700 | ★★★★★4.5 |
| HumanaChoice H7617-070 (PPO) Humana · PPO · includes drug coverage | $0 | $5,750 | $700 | ★★★★★4.5 |
| AARP Medicare Advantage from UHC NV-0007 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $6,700 | $685 | ★★★★★4.5 |
| AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO) UnitedHealthcare · PPO · no drug coverage | $0 | $6,700 | — | ★★★★★4.5 |
| AARP Medicare Advantage Giveback from UHC NV-8 (PPO) UnitedHealthcare · PPO · includes drug coverage | $0 | $7,150 | $685 | ★★★★★4.5 |
| AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $900 | $310 | ★★★★★4 |
| Humana Gold Plus H6622-056 (HMO) Humana · HMO · includes drug coverage | $0 | $925 | $250 | ★★★★★4 |
| Alignment Health + Intermountain Health 009 (HMO) Alignment Health Plan · HMO · includes drug coverage | $0 | $999 | $0 | ★★★★★4 |
| Select Health Medicare Essential (HMO) Select Health · HMO · includes drug coverage | $0 | $1,000 | $0 | ★★★★★4 |
| Select Health Medicare Wellness (HMO) Select Health · HMO · includes drug coverage | $0 | $1,500 | $300 | ★★★★★4 |
| AARP Medicare Advantage Extras ValueRx NV-10 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $1,900 | $470 | ★★★★★4 |
| AARP Medicare Advantage from UHC NV-0001 (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $1,900 | $310 | ★★★★★4 |
| UHC Medicare Advantage NV-001P (HMO-POS) UnitedHealthcare · HMO-POS · includes drug coverage | $0 | $1,900 | $310 | ★★★★★4 |
| Select Health Medicare Value Giveback (HMO) Select Health · HMO · includes drug coverage | $0 | $2,500 | $0 | ★★★★★4 |
| Humana Gold Plus H6622-028 (HMO) Humana · HMO · includes drug coverage | $0 | $3,500 | $700 | ★★★★★4 |
| Humana Gold Plus Giveback H6622-082 (HMO) Humana · HMO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★4 |
| HumanaChoice H5216-281 (PPO) Humana · PPO · includes drug coverage | $0 | $5,750 | $700 | ★★★★★4 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $6,350 | $700 | ★★★★★4 |
| HumanaChoice Giveback H5216-141 (PPO) Humana · PPO · includes drug coverage | $0 | $6,500 | $700 | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,500 | — | ★★★★★4 |
| AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $6,700 | — | ★★★★★4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO · includes drug coverage | $0 | $6,750 | $700 | ★★★★★4 |
| Select Health Medicare Veterans (HMO) Select Health · HMO · no drug coverage | $0 | $7,100 | — | ★★★★★4 |
| HumanaChoice H5216-037 (PPO) Humana · PPO · includes drug coverage | $23 | $5,999 | $700 | ★★★★★4 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO · includes drug coverage | $35 | $5,500 | $700 | ★★★★★4 |
| SCAN Classic (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $900 | $0 | ★★★★★3.5 |
| SCAN Costco Medicare Advantage (HMO) SCAN Health Plan · HMO · includes drug coverage | $0 | $900 | $0 | ★★★★★3.5 |
| Anthem I CareMore Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS · includes drug coverage | $0 | $1,250 | $95 | ★★★★★3.5 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS · includes drug coverage | $0 | $1,250 | $50 | ★★★★★3.5 |
| HealthSpring Premier (HMO-POS) HealthSpring · HMO-POS · includes drug coverage | $0 | $2,000 | $500 | ★★★★★3.5 |
| Aetna Medicare Prime (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $2,500 | $700 | ★★★★★3.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO · includes drug coverage | $0 | $3,700 | $700 | ★★★★★3.5 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $4,450 | $700 | ★★★★★3.5 |
| Aetna Medicare Value Care (HMO) Aetna Medicare · HMO · includes drug coverage | $7.30 | $4,450 | $700 | ★★★★★3.5 |
| Aetna Medicare Prime Extra (HMO) Aetna Medicare · HMO · includes drug coverage | $0 | $1,500 | $700 | ★★★★★3 |
| Champion Ally (HMO) Champion Health Plan · HMO · includes drug coverage | $0 | $999 | $0 | Not enough data available |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Dual Complete NV-Q3 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $0 | ★★★★★4.5 |
| UHC Dual Complete NV-S6 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $330 | ★★★★★4.5 |
| UHC Complete Care NV-4 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $900 | $310 | ★★★★★4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $950 | $500 | ★★★★★4 |
| Alignment Health Heart & Diabetes 004 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,700 | $0 | ★★★★★4 |
| Alignment Health Duals+ 005 (HMO D-SNP) Alignment Health Plan · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) Alignment Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| HumanaChoice SNP-DE H5216-302 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $50 | ★★★★★4 |
| Humana Gold Plus SNP-DE H6622-079 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Humana Gold Plus SNP-DE H6622-101 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| Anthem I CareMore Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $499 | $0 | ★★★★★3.5 |
| SCAN Balance (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $900 | $0 | ★★★★★3.5 |
| SCAN Strive (HMO C-SNP) SCAN Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $900 | $450 | ★★★★★3.5 |
| Anthem I CareMore Chronic Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,100 | $0 | ★★★★★3.5 |
| Anthem I CareMore Lung Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $1,100 | $0 | ★★★★★3.5 |
| Anthem I CareMore Home Care (HMO I-SNP) Anthem Blue Cross and Blue Shield · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $0 | $1,500 | $0 | ★★★★★3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $2,900 | $700 | ★★★★★3.5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $105 | ★★★★★3.5 |
| UHC Dual Complete NV-Q2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| UHC Dual Complete NV-S3 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3.5 |
| Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare SilverSummit Healthplan Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3.5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★3 |
| UHC Dual Complete NV-Q1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $75 | ★★★★★3 |
| UHC Dual Complete NV-S5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $485 | ★★★★★3 |
| Champion Advantage (HMO-POS C-SNP) Champion Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $999 | $0 | Not enough data available |
| Champion Care (HMO C-SNP) Champion Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $999 | $0 | Not enough data available |
| Champion Choice (HMO C-SNP) Champion Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $6.60 | $9,850 | $700 | Not enough data available |
| Champion Connect (HMO-POS C-SNP) Champion Health Plan · HMO-POS C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,850 | $700 | Not enough data available |
| Champion Plus (HMO C-SNP) Champion Health Plan · HMO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $7.30 | $9,850 | $700 | Not enough data available |
What changed from 2026 to 2027
- 9 plans are new here for 2027.
- 11 plans offered here in 2026 aren't listed for 2027 (for example Wellcare Simple (HMO-POS), Wellcare Specialty Simple (HMO-POS C-SNP), AARP Medicare Advantage from UHC NV-0002 (HMO-POS)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 63 plans offered both years, 1 raised the monthly premium and 11 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Clark County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Nevada (for people with Original Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Clark County, NV for 2027?
72 plans from 10 insurers: 39 general plans open to anyone with Medicare Parts A and B who lives here, plus 33 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Clark County, NV?
Yes. 36 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Clark County, NV?
Humana Gold Plus H1036-344 (HMO) from Humana has the top Medicare star rating here (4.5 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Clark County, NV?
AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS) caps in-network out-of-pocket costs at $900 for 2027.