2027 plan year · Nebraska
2027 Medicare Advantage plans in Clay County, NE
28 plans from 8 insurers for 2027. 10 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $4,450.
- 15general plans
- 10$0-premium plans
- $4,450lowest out-of-pocket max
- 4 ★top star rating
- 13Special Needs Plans
2027 Medicare Advantage plans in Clay County, NE
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Medica Advantage Salute (PPO) Medica · PPO · no drug coverage | $0 | $4,450 | — | ★★★★★4 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Aetna Medicare Enhanced Classic Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $62 | $6,500 | $500 | ★★★★★4 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare · PPO · includes drug coverage | $72 | $7,150 | $700 | ★★★★★4 |
| Medica Advantage Essential (PPO) Medica · PPO · includes drug coverage | $94 | $7,150 | $700 | ★★★★★4 |
| Medica Advantage Select (PPO) Medica · PPO · includes drug coverage | $169 | $7,150 | $455 | ★★★★★4 |
| Blue Cross and Blue Shield of Nebraska MA Assure (HMO-POS) Blue Cross and Blue Shield of Nebraska · HMO-POS · includes drug coverage | $0 | $5,900 | $400 | ★★★★★3.5 |
| AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS) UnitedHealthcare · HMO-POS · no drug coverage | $0 | $7,150 | — | ★★★★★3.5 |
| Blue Cross and Blue Shield of Nebraska MA Connect (PPO) Blue Cross and Blue Shield of Nebraska · PPO · includes drug coverage | $0 | $6,650 | $400 | ★★★★★3 |
| Blue Cross and Blue Shield of Nebraska MA Protect (PPO) Blue Cross and Blue Shield of Nebraska · PPO · includes drug coverage | $48 | $5,700 | $400 | ★★★★★3 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $7,100 | $700 | ★★★★★2.5 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS · includes drug coverage | $0 | $8,850 | $700 | ★★★★★2.5 |
| DEVOTED CHOICE 001 NE (PPO) Devoted Health · PPO · includes drug coverage | $0 | $4,800 | $650 | Plan too new to be measured |
| DEVOTED CHOICE GIVEBACK EXTRAS 011 NE (PPO) Devoted Health · PPO · includes drug coverage | $0 | $7,250 | $700 | Plan too new to be measured |
| DEVOTED CHOICE GIVEBACK 002 NE (PPO) Devoted Health · PPO · includes drug coverage | $0 | $9,850 | $461 | Plan too new to be measured |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| UHC Dual Complete NE-S002 (PPO D-SNP) UnitedHealthcare · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★4.5 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
| UHC Dual Complete NE-QV1 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $7,150 | $700 | ★★★★★3.5 |
| UHC Dual Complete NE-S4 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $24.60 | $9,850 | $700 | ★★★★★3.5 |
| Wellcare Nebraska Total Care Dual Liberty Sync (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★2.5 |
| DEVOTED DUAL CHOICE 004 NE (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $4,900 | $700 | Plan too new to be measured |
| DEVOTED C-SNP CHOICE ENHANCED 009 NE (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $5,200 | $461 | Plan too new to be measured |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 010 NE (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $7,250 | $700 | Plan too new to be measured |
| DEVOTED C-SNP CHOICE PLUS 006 NE (PPO C-SNP) Devoted Health · PPO C-SNP (Special Needs: Chronic or Disabling Condition) · includes drug coverage | $0 | $9,850 | $461 | Plan too new to be measured |
| DEVOTED DUAL CHOICE FULL 008 NE (PPO D-SNP) Devoted Health · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | Plan too new to be measured |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Nebraska · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $10.30 | $9,850 | $700 | Plan too new to be measured |
| Great Plains Medicare Advantage (HMO I-SNP) Great Plains Medicare Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $24.60 | $9,850 | $700 | Not enough data available |
| Great Plains Medicare Advantage Gold (HMO I-SNP) Great Plains Medicare Advantage · HMO I-SNP (Special Needs: Institutional) · includes drug coverage | $119 | $3,750 | $300 | Not enough data available |
What changed from 2026 to 2027
- 19 plans are new here for 2027.
- 23 plans offered here in 2026 aren't listed for 2027 (for example UHC Dual Complete NE-S001 (HMO-POS D-SNP), UHC Dual Complete NE-V001 (HMO-POS D-SNP), AARP Medicare Advantage Patriot No Rx NE-MA01 (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 9 plans offered both years, 1 raised the monthly premium and 3 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Clay County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Nebraska (for people with Original Medicare)
- Marketplace health plans in Clay County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Clay County, NE for 2027?
28 plans from 8 insurers: 15 general plans open to anyone with Medicare Parts A and B who lives here, plus 13 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Clay County, NE?
Yes. 10 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Clay County, NE?
Medica Advantage Salute (PPO) from Medica has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Clay County, NE?
Medica Advantage Salute (PPO) caps in-network out-of-pocket costs at $4,450 for 2027.