2027 plan year · Montana
2027 Medicare Advantage plans in Deer Lodge County, MT
10 plans from 1 insurer for 2027. 3 general plans have a $0 monthly premium. The lowest in-network out-of-pocket limit is $5,000.
- 7general plans
- 3$0-premium plans
- $5,000lowest out-of-pocket max
- 4 ★top star rating
- 3Special Needs Plans
2027 Medicare Advantage plans in Deer Lodge County, MT
Sorted by Medicare star rating, then monthly premium and out-of-pocket limit. Premiums shown are the plan's own premium; you also keep paying your Part B premium.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $6,750 | — | ★★★★★4 |
| Humana USAA Honor Giveback (PPO) Humana · PPO · no drug coverage | $0 | $9,150 | — | ★★★★★4 |
| Humana Gold Plus H6622-007 (HMO) Humana · HMO · includes drug coverage | $21 | $5,850 | $700 | ★★★★★4 |
| HumanaChoice H5216-457 (PPO) Humana · PPO · includes drug coverage | $28 | $5,000 | $500 | ★★★★★4 |
| HumanaChoice H5525-054 (PPO) Humana · PPO · includes drug coverage | $70 | $7,150 | $700 | ★★★★★4 |
| HumanaChoice H5216-048 (PPO) Humana · PPO · includes drug coverage | $97 | $7,000 | $700 | ★★★★★4 |
Special Needs Plans (SNPs)
Only for people who qualify: Dual-Eligible plans need both Medicare and Medicaid, Chronic Condition plans need a qualifying condition, and Institutional plans are for nursing home residents.
| Plan | Monthly premium | Out-of-pocket max | Drug deductible | Star rating |
|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-036 (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $200 | ★★★★★4.5 |
| Humana Dual QMB Only (PPO D-SNP) Humana · PPO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $250 | ★★★★★4.5 |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) Humana · HMO D-SNP (Special Needs: Dual-Eligible) · includes drug coverage | $0 | $9,850 | $700 | ★★★★★4 |
What changed from 2026 to 2027
- 0 plans are new here for 2027.
- 2 plans offered here in 2026 aren't listed for 2027 (for example Blue Cross Medicare Advantage Classic (PPO), Blue Cross Medicare Advantage Optimum (PPO)). If yours is one of them, the plan should send you a notice explaining your options.
- Of the 10 plans offered both years, 4 raised the monthly premium and 3 lowered it.
Compared by plan ID. Plans that were renamed or merged into another plan may appear as new or ended.
Care quality in Deer Lodge County
Medicare Advantage plans use networks. Before choosing, check that the hospitals and nursing homes you'd want are in the plan's network, and how they're rated.
Other coverage options
- Stand-alone Part D drug plans in Montana (for people with Original Medicare)
- Marketplace health plans in Deer Lodge County (for people under 65 or not on Medicare)
- Medicare Advantage vs. Original Medicare
Frequently asked questions
How many Medicare Advantage plans are available in Deer Lodge County, MT for 2027?
10 plans from 1 insurer: 7 general plans open to anyone with Medicare Parts A and B who lives here, plus 3 Special Needs Plans for people who qualify.
Are there $0-premium Medicare Advantage plans in Deer Lodge County, MT?
Yes. 3 general plans have a $0 monthly plan premium for 2027. You still pay your Medicare Part B premium, and copays and coinsurance still apply.
What is the highest-rated Medicare Advantage plan in Deer Lodge County, MT?
Humana USAA Honor Giveback (PPO) from Humana has the top Medicare star rating here (4 stars). Star ratings are given to the insurer's contract, so several plans can share one.
Which plan has the lowest out-of-pocket maximum in Deer Lodge County, MT?
HumanaChoice H5216-457 (PPO) caps in-network out-of-pocket costs at $5,000 for 2027.